Any advice on which banks have the best programs?

"guru" programs:Scott Scheel, Ray Alcorn, Sherry Watson (grant$), David Lindahl...etc Seems many Pros/Vets are critical of these gurus (which I can appreciate and I'm thankful for the warnings) but most of the sites seem to be "centered" around driving Products or events... or at least they are openly an advertising platform.Many of these sites are designed with the sole intent of promoting Guru programs.

That being said, you may want to check with Wells Fargo as they have a good small balance program with up to a 25 year amortization.

A voucher typically refers to some type of section 8 or other subsidized rental program. 

Raising the bar on the criteria they lend on which will make it harder for flippers to qualify or maybe since they do not want to be in the business of taking back flips that won't sell maybe coming up with some sort of new program as a back-up that offers financing to the flipper and financing to the buyer but both HML and flipper share the spreads until the buyer can qualify from a bank?

Talk to different banks and mortgage brokers because there are various mortgage programs.

programs to have homes to choose from.

It was a partial section 8 property and the program had ended.

However, the green program seems to be all but eliminated, so if you were previously underwriting to green rates the shift to non-green might make a real difference in your numbers.When I’m underwriting, I’m simply solving for specific performance values.  

Ask about their broker program.