The refi will essentially be a wash for what it's actually costing me and I'll be saving $200/mo from where I am currently with my 4.125.I was originally going to pay the points and roll the refi cost into the loan, but something I didn't consider is that by rolling those in I am increasing not only the monthly payment, but the points paid because the loan is larger.

Lets dive in. 

One of the factors I look for when deciding on markets to invest in is a local economy not reliant on a single employer.

They are all seasoned veterans in this market and could provide you with the answers you've asked.When you talk with the above professionals, you should also have a list of criteria you can pass along so they can better support you.One thing to consider is how hot the market in is in Austin - I would temper your expectations because inventory is low right now.

Or maybe rent out both of the duplex units (can probably get $1200 a piece), and then just buy another house to live in?

The only way an installation like that goes in is inside a concrete slab or heavy mortar layer.

I'ts call our "across the room assessment" and nurses have that skill dialed in.

I have property that I inherited and currently live in.

Columbus is a solid market to get started in.

You get "snowed in" we get "sunned in."