Many people have forgotten that the United States almost lost its Triple A credit rating.

.- Investment property so at best they'll loan 75% of that, providing your job, credit, and other finances are in order.- You'll probably have to work with a small local bank with no seasoning requirements and will loan a small amount like that (<$50k).- I'm assuming you're not buying an REO with deed restrictions for 90 days.Those are the considerations I believe need to be taken into account.- Tom

:Thank you @jon and @jscottThat's what I like...I don't even respond to the post and I get credit!!!

That would show all the credits and debits and the bottom line that the seller is going to get.

We entered into an escrow deal with the bank on a single family REO, placed the funds in escrow, then had to fight for months to get our money back out -- it was like paying double for the repairs as we had the money held up in escrow but then had to show a receipt and proof of work done to get our money back out, and somehow the bank then said they decided to put the escrow funds toward the balance of our loan instead of returning it to us after repairs were made, and it took months to get our funds returned instead of credited toward our loan balance like they wanted.

I had trouble when the buyer credit kicked in and had appraisers comping off reo's.

You might want to think about setting up a line of credit at an investor friendly bank now if you think you might want to rehab.

I cant get a decent loan, due to divorced in the last 4 yr.s costed me some points to decrease on my credit score, but I have been fixing that the last two months.

These are national and local lenders and even a credit union.

They asked my bank statement again right before closing and ran a "soft" credit check right before closing.