30 year, traditional mortgage.

Had no idea this was a thing...glamp·ing/ˈɡlampiNG/nouna form of camping involving accommodation and facilities more luxurious than those associated with traditional camping.

@Robert Trevino This is a method used for non-traditional lenders, like family members or friends who are not licensed with an NMLS as a mortgage company.

You’re not going to be able to borrow Anything from a traditional lender....the property is not in good enough condition and they rarely loan $50k or less.

Those are typically 20% down.So with that said, the DIS-advantage of keeping it in the ROTH (or Traditional SDIRA) is that you can only leverage to a limited degree, AND the fact that there are a lot of 'rules'  that go along with the non-recourse loans such as 50K minimum loan size, no pre 1940 homes, no houses converted into duplexes etc....

Are you doing STR or Traditional? 

@Robert YoungWhen you BRRRR, most folks need to work with non-traditional lenders for the buying and rehabbing part.

If the person invested in a traditional IRA/401k, the amount invested would have to be raised because it's before tax money-- which changes the equation as well.

you could have applied it in this scenario so that you won't have to deal with traditional lending again.Someone very wise once said that the quality of a person's life is represented by the quality of the problems they are solving...Persevere through the difficult beginner's stage and the problems you'll be solving will be much better than this one :)

It's a magical difference for lenders to qualify a loan as traditional 1-4 family -- subject to cheap 30 year financing, and commercial loan products.