There are ways around closing costs and down-payments if you know how and where to look.But to avoid typing an entire paragraph explaining why I can't answer your question rather than actually answering it, if you would like to privately message me more comprehensive data pertaining to your personal financial situation (only send what you're comfortable with me seeing), as well as you and your girlfriend's preferences, I can likely point you in a solid direction.

This will be easier to explain if you partner with your professor in an LLC as a gift cannot comprise 100% of the downpayment. 3) I think each scenario will be new and unique to you.

Also, you will be able to explain what was done the next time the problem occurs, this will protect you in terms of being over charged.  

It sounds like you have been through something similar or understand this better, so could you explain what it is that would happen if the OP didn't comply with the request? 

If someone can explain the philosophy of that and the BRRRR strategy I'll have a better understanding.

Most of them are pretty much the same thing, but I just watched I think it's how to make a million in 10 years, it goes step by step through the calculators to explain the numbers. 

Our local military population is mostly National Guard, but last month I took the kids to an event put on by the FRG that was co-sponsored by a mortgage company that handed out goodie bags (coloring pages, candy, logo pens and travel mugs) to all the parents and kids with a flyer and business card explaining VA loans, eligibility, costs, etc.

Have them explain to you what the policy covers and what the limits are.  

If you feel that the ethical thing is to pay her a fee determine how much is a reasonable fee, sent a certified letter to the wife explaining how you arrived at the fee amount, and offer to pay your share (50%).

They may be reluctant to give you any personal info on the mortgagee, but if you explain to them that your goal is to pay it off then they should be happy to help with that.