Quote from @Alfath Ahmed: Quote from @Alexandra Leiner: Dear community, I am a non US resident from Europe who is looking into investing in the US.

Let's try to logically reset your expectations:)https://www.fanniemae.com/research-and-insights/publications...https://www.freddiemac.com/pmmsFNMA and FHLMC are US government entities that, keeping it simple, set mortgage rates for conforming mortgages.

Yes i use public data. 

@Brandon Yanssens this is a super important question and it doesn't just apply to lenders.

Situation:Looking at a NON PERFORMING 1st lien on a residential owner occupied SFH property that was sold with Seller Financing over 9 years ago in NC.

Hi Melinda, When we talk to new lenders (we use small regional banks), they usually first want us to a complete their personal financial statement form and we also usually take a copy of our business plan.

Lender says he's maxed on their concentration limit.

Quote from @Mike Klarman: Hard Money Lenders are non regulated lending institutions. 

;) Hi Janet, Are you a hard money lender or a traditional lender?

Have you purchased any notes directly form a lender?