What level of verification has protected you best?

Modern verification tools pull income and employment straight from payroll or bank sources and flag tampered files automatically.

His previous landlord verification did not go well.

Tracy, two things . . . first, if this is a legitimate question, doing a search will bring up the identical question asked multiple times in the past month or two. 

The online verification is really only good for ssn matching and credit score.

Uploaded documents are critically reviewed, but when possible we prefer direct-source verification tools.

- Verification of Rent: popular scam now is to to claim they are living with relatives, to AVOID you contacting their actual landlord and finding out they're behind on rent and/or trashing the place.

No way of knowing for sure, if she has been on title more than 12 months, she likely meets the title seasoning requirements, however when the HELOC lender tries to do a lien verification, it could raise a flag that the mortgage is not in her name. 

Trust is good but verification is essential in this business.

A licensed, FCRA-compliant screening agency can handle this for you and give you clean, decision-ready data.Here is what most seasoned housing providers lean on today, instead of DIY document review:• Direct-source income verification that pulls income data straight from the applicant’s benefit portal or financial account, which stops altered documents at the door.