@Antonio Ward JrI think that for tax purposes the property may be treated as a rental once it is put into service as an income producing STR.

The entire premise that allows DSCR loans to be exempted from the consumer protections of federal regulation - Dodd Frank, RESPA, TILA, etc, and specifically the ATR rule - is that the loan proceeds and property are used only for business purposes, not consumer purposes. 

That would serve no purpose but to dilute my profits and force me to raise my rates. 

I'm not trying to be a smart a$$ but what is the purpose of a walkthrough?

Instead, you can rent it to your own business for legitimate business purposes, such as hosting meetings, workshops, or training sessions.Here’s how to apply The Augusta Rule:1.

I'll send you a DM.Note: This information is for educational and informational purposes only and does not constitute legal, tax, financial, or investment advice.

I was quoted an up front fee (~$2000) to retitle everything into the trust including eligible investment accounts in addition to my real estate and then a $500/yr maintenance fee (not sure what the purpose of this fee is).  

A report our VP, David Poberezhny, put together on the major and most significant changes in $10M+ investment transactions compared to 2024 indicates:Across $10M+ acquisitions for investment purposes, transaction volume rose 8% YoY ($250B -> $270B) and deal count increased 9% (7,495 -> 8,162).

The security system is in place to serve the same purpose no matter whose renting  If it is shared-ie you live on the premises, then you may want to monitor the yard as you are living there. 

That said, in the real world, it’s often smarter to encourage a clean break rather than spending good money trying to collect from someone who may never pay anyway.Note: This information is for educational and informational purposes only and does not constitute legal, tax, financial, or investment advice.