CRE financing has a wide spectrum of rates and underwriting criteria.

I think SFR, Small apartment buildings, and smaller type commercial properties are priced at the higher end of the spectrum right now, and have a larger probability of underperforming in the near to mid term.  

On the other hand, you could rent a low-end Air BnB with huge profit potential, huge loss potential and requires tons of hands-on effort.You need to figure out where in that spectrum you want to be.There is a lot of great information on the internet, and obviously there's a lot of junk. 

To summarize, I helped build a 110 unit building and the developer received incentive to have spectrum installed in their units.

That said, the unit above it is a three bedroom and I would have rented by the room if I needed to.Theres always a spectrum of comfort vs cash flow and everyone is allowed to be somewhere on that spectrum.

That's too broad a spectrum, which means analysis paralysis and doing nothing:(What's your definition of "Commercial"? 

Hi @Melinda Mahan,Every major city offers a broad spectrum of investment outcomes, and success depends on understanding the specific nuances of the local market.

The "Risk Spectrum"The IRS Audit Guide puts methods on a continuum:The "Rule of Thumb" (Risky): Uses generic averages (like Company A's 38%).

But at the same time, I end up interacting with the business side quite a bit, especially when it comes to deal flow, systems, and communication between different roles.I’m also brushing against the passive side indirectly — mostly through investors who operate in both lanes and want cleaner systems around how opportunities are brought to them.So I’m definitely strongest in active, but with overlap into the first two categories because of how intertwined everything becomes when you’re working deals consistently.Great breakdown — curious to see where everyone else falls on this spectrum.

Any type of income-producing property placed into service after 1986 qualifies for cost segregation, making this tax strategy widely applicable across the real estate spectrum.