Where can i find source documents for this, if you don't mind me asking.Quote from @Patrick Roberts: If your loan is a conforming mortgage originated after 2016, you should be able to transfer title to an LLC that you are controlling member of without triggering acceleration. 

Initially, I thought that I could get the property FHA conforming  by adding a fridge and a shower.

I've discovered the property is below the 6000 min sq ft lot rule to conform to Lehi's ADU requirements.

Appraisers do call city building departments regarding conforming and non- conforming buildings.This sounds as if the addition is obviously non-permitted.

Is there any room for negotiations with the town on grandfathering your existing as non-conforming use and having this apply prospectively? 

So, to free up FHA option for next purchase, you will need to refinance to a conforming mortgage at some point and THEN live in the property for another 12 months.You could also refi to a non-occupancy mortgage, conforming or DSCR, but you will need 20-25% equity to make that happen.You could build up the 20-25% by:1) Buying below market2) Buying ugly property and using FHA 203(k) to finance improvements, then get the work done (probably better when you're out of school for summer) within the allowed 90 days.3) Pay down the mortgage balance with accelerated payments

Also verify if the triplex is grandfathered non-conforming or actually permitted residential in C2.

Investors & house hackers — turnkey cash-flowing property in South LA with tenants in place.The Numbers:Asking: $779,000Current income: $4,250/month ($51K/year)Front unit (2bd/1ba): $1,650/mo — leasedBack house (3bd/2ba, built 2019): $2,600/mo — leasedGRM: 15.3Cap Rate: ~5%Sq ft: 2,275Price/sq ft: $342 (well below $488 neighborhood avg)Upside:Non-conforming studio attached to front unit with own bathroom & kitchen.

1) MORTGAGE OPTIONS: you are unlikely to qualify for a conforming mortgage, due to 1099 making you self-employed for less than 1 year.

Here are some things to keep in mind:1) Make sure you’re running truly conservative numbers - assume higher vacancies, real repair and CapEx costs, rising taxes and insurance, and rents that are realistic, not just what makes the deal look good on paper. 2) Take the time to learn local zoning, rent regulations, and code rules before you ever make an offer, especially around NYC where non-conforming or illegal units are super common and can completely derail a house hack.3) Talk to a few investor-savvy lenders early and really understand your low-down-payment options (FHA, conventional owner-occupied, grants, assistance programs) so financing doesn’t slow you down once you find a deal. 4) And finally, build relationships with an investor-friendly agent, a CPA who works with rentals, and ideally a mentor who’s just a few steps ahead of you.