We’re currently focused on paying down what we consider relatively high-interest loans (around 9% with insurance etc.) on our existing properties rather than aggressively leveraging into new acquisitions.That brings me to the question we've been thinking about a lot lately:Has anyone here successfully scaled a real estate portfolio while taking more of a Dave Ramsey–style approach (lower leverage, prioritizing debt payoff)?

The other part of me wants to use the cash to acquire a second STR now and use the cash flow over the next few years to pay down the debt, aiming to be debt-free while holding two strong properties long term.

Would you prioritize regional banks, debt funds, or commercial DSCR lenders for a structure like this?

Hello I want to know how investors use Debt leveraging in real estate and how they are able to do that.

One of the most important mindset shifts for real estate investors is understanding the difference between productive debt and reductive debt.Productive debt is leverage used intentionally.It helps you acquire assets — like a rental property — and can increase your rate of return when used wisely.Reductive debt is different.That’s typically high-interest credit card balances used to buy things that don’t produce income.

I'm a new investor, leaning towards out of state investing, building my knowledge, stuck on deciding which markets seem to offer desirable rent to price ratios, and forgiving entry points for purchasing my first property.Are there opportunities in seemingly large government-based announcements, with regard to home prices, rents, job growth, etc?

No track record + heavy rehab + commercial debt = uphill battle.Multifamily is great.

Hi All,I would like to thank biggerpockets for giving me the tools and confidence to get started on this journey.  

I’ve secured financing with Stock Yards Bank (Term sheet in hand, 6.75% fixed).I am bringing in a Key Principal (KP) to sign on the loan to satisfy the balance sheet requirements, but I want to make sure I offer a fair split.The Question: For a standard KP who is only signing on the debt (no operational work), what kind of GP equity or fee are you seeing in this market?

I’m looking for feedback and potential capital partners on a control position I have in a multi-family in Canarsie (Brooklyn).
Key details:
• Estimated current value: ~$975K–$1.02M (recent area comps)
• Existing mo...