I’m curious what anyone’s thoughts are on what price range I should be looking at to hire a plumber to swap out existing and use pro press or something more durable. 

I have borrowers tell me all the time they only need money for some short period of time, but then when pressed they have only a half baked plan to get out of the short term note.   

What about using part of the proceeds for a business vehicle purchase or large equipment (printer, heat press, etc.) under Section   179 or bonus depreciation—could that layer in as well?

Just FYI, you'll be hard pressed to find a basic flip that just needs cosmetic upgrades.

If you have a pressing need for the cash go for it.

I think you'll be pressed to find single family houses working unless it's at scale and affordable - ie trailer park, modular manufactured homes etc.

You probably are on top of all of them, but in case you've missed one:Equity skimming, Bank fraud, Wire Fraud, Protected Groups, Artifice to Defraud, Authorized Foreclosure Consultants, Disclosures, Vulnerable Adults, and of course the obvious categories like Oral Promises, Mutuality of Obligation, Forgery, Seller Unable to Cancel, Disclosures, etcHere is one lawsuit that covers what I mean:https://www.azag.gov/press-release/attorney-general-mayes-sues-real-estate-operators-and-title-companies-defraudingThe full lawsuit is a link at the bottom left of the announcement if this link expireshttps://www.azag.gov/sites/default/files/2025-06/CV2025-0084... 

@Chris Berezansky you'll be hard pressed to find a lender/bank/credit union willing to HELOC lend more than 65% of the total loan amount on a rental.If value = $375k x 65% = $243,750 MAX TOTAL LOANS.You state you have $160k equity, so if we base that off the $375k estimated value => $215k current loan balance.$243,750 - $215k => $28,750 MAX HELOC amountA total refinance would typically allow you to access 70-75% of the property value.

If elected officials can’t perform their duties correctly, they must be held accountable—at the ballot box, in the press, and by the communities they serve.No citizen should have to beg the courts to follow their own statutes.

Additionally, Powell’s comments during his press conference, which can be more important than the rate decision itself, were not as dovish, ie, there was low certainty in his words that there would be future rate cuts.