The people amongst the lands require restoration from all of the damages done over decades/ generations..

The VA loan is better in every way as it requires no down payment, competitive interest rates, no PMI, and the entitlement can be restored and reused.

Treasuries sold off sharply Monday, with 10-year yields climbing to 4.15% as investors rotated out of safe havens and priced in restored fiscal clarity.

Service and Love need restored back into our beautiful country.

A reasonable modification refers to a physical change made to a rental unit or common area that allows a person with a disability to fully use and enjoy the premises.Examples of Reasonable Modifications:Installing a ramp or grab bars in a bathroom.Lowering countertops, peepholes, or light switches for wheelchair access.Widening doorways or removing carpet for mobility devices.Adding visual doorbells or smoke alarms for tenants who are hearing-impaired.Landlord Responsibility:The landlord must allow the modification if it’s reasonable and necessary.For federally funded housing (like HUD or Tax Credit properties), the landlord is usually responsible for the cost of the modification.For private or market-rate housing, the landlord may require the tenant to pay for the modification and restore the unit to its original condition upon move-out (if the change affects future marketability).The landlord can ask for plans and proof that the work will be done safely and professionally.Tenant Responsibility:The tenant is responsible for paying for and arranging the modification (unless the property receives federal assistance).The tenant must obtain the landlord’s approval before work begins.The tenant may be asked to restore the unit when vacating, depending on state or local law.Best Practices for LandlordsRespond to all accommodation or modification requests in writing and in a timely manner.Keep a Reasonable Accommodation/Modification Request Log for compliance records.Train leasing staff and maintenance teams on Fair Housing requirements.Post a notice or add a clause in your lease about Fair Housing rights for transparency.Final ThoughtsReasonable accommodations and modifications are not “special treatment” — they are legal rights designed to ensure equal access to housing.

Together we can all restore what's been distant in our lands..

I would consider making the ability to restore the basement to a full house if you ever sold it. 

Refinance one of the first 2 properties to a Conventional loan, and apply for ONE TIME restoration of your VA entitlement, so that you can use it again.

For bigger issues like fire/flood, it helps to have a short vendor list already lined up (plumber, electrician, restoration company) so whoever takes the call can dispatch right away.

Hi There, I'm Jenn, I come from a remodeling background and have managed everything from insurance restorations to luxury home projects.