I specialize in DSCR financing for real estate investors, helping clients acquire and scale rental portfolios without relying on traditional income documentation. As a Mortgage Loan Originator with Imperial Mortgage and founder of Grzeca Capital, I focus on structuring deals that make sense in today’s market — whether that’s purchases, rate/term refinances, or cash-out strategies. My approach is simple: move fast, communicate clearly, and close reliably. I work with: New investors looking to get their first deal done Experienced investors scaling 1–4 unit portfolios Clients purchasing in LLCs for long-term growth and asset protection Recently, I've closed a 3-unit DSCR deal at 80% LTV, 792 FICO, with a DSCR around breakeven. All qualified based on property cash flow, no income docs required. That’s the kind of execution I aim to bring to every deal. I’m licensed in TX, CO, FL, VA, and CA, and I’m always looking to connect with: Investors actively buying Agents working with investor clients Wholesalers and deal finders If you have a deal you’re trying to structure or want a second set of eyes on numbers, feel free to reach out. Let’s build something scalable!
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