Austin Clarence

10 years in mortgage. I work with real estate investors daily — not as a side focus, but as my primary clientele. I'm based in Phoenix and operate a short-term rental here in Arizona, so I understand the investor side of the table, not just the lending side. I'm with NEXA Lending— the largest mortgage brokerage in the US — which gives me access to 300+ lenders. That means I'm not locked into one bank's guidelines or pricing. I shop the market to search for the best rate, the best terms, and the lender most likely to close your deal cleanly. Where I specialize: DSCR & Debt Service Coverage loans Non-QM / Bank Statement / Portfolio programs Construction & Commercial financing Jumbo & Conventional 5 Day HELOC (Close under an LLC) If you're analyzing a deal, structuring a portfolio, or trying to figure out what you actually qualify for — ask me. I give straight answers, not a sales pitch. 📍 Phoenix, AZ | NMLS 1509690 | [email protected]