Craig Warner

Lender

Nationwide Lender / Novus Home Mortgage, a division of Ixonia Bank / NMLS #423065; Craig Warner / NMLS #129642Member since 2024

About myself

Contact me: [email protected] or call / text (949) 637-3380. Nationwide lending (All 50 states) Owner Occupied or Investment Properties, no state restrictions. With over three decades of nationwide mortgage lending experience. My expertise particularly shines when working with self-employed borrowers, investors, and high-net-worth individuals, where I offer creative lending solutions tailored to their unique financial situations nationwide (all 50 states). I am also a trusted resource for first-time homebuyers, guiding them through the qualifying and approval process with clarity and confidence. Whether you’re looking to purchase your first home, expand your investment portfolio, buy a luxury property, or navigate the complexities of self-employment income, I am dedicated to finding the right mortgage solution for you. We offer full documentation, no documentation (no employment or income required) , bank statement programs (12 mths Business or Personal), DSCR-No Ratio No Employment or Income (Investment properties 1-24 Units), asset depletion, P & L Only, 1099 Only, ATR in Full (assets to match loan amount no employment) or cross-collateralized loans. I provide a range of options to meet the diverse needs of my clients. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals seeking effective lending solutions. We offer loans on Residential1-4 Units, 5-24 Units, Condo’s warrantable & non-warrantable, Condo-tels, Small Balance Commercial and Land (no acreage restrictions). On a personal note, I have purchased a couple out of state properties and multiple residential properties and a commercial building here in SoCal. I know what it's like to deal with some out of state incompetent management companies. Managing properties, especially from out of state, can be a real challenge, so finding the right management companies is crucial. This site provides good advice and recommendations for all your real estate needs. I provide conventional, government, commercial and NonQM financing nationwide. Owner Occupied and Non Owner Occupied. Email me: [email protected] or call / text (949) 637-3380

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