Jacob Stone

I work as a Customer Lending Representative with West Capital Lending / Homora Lending, helping borrowers and real estate investors connect with the right licensed mortgage professional based on their scenario. Our broker-side team has access to a wide range of wholesale lender options, which can be helpful when a file needs the right structure instead of a one-size-fits-all answer. I’m especially interested in rental-property financing, DSCR-style investor loans, cash-out refinance, HELOC/home equity questions, bank statement loans, and self-employed borrower scenarios where traditional income docs don’t always tell the full story. I don’t quote rates, promise approvals, or give loan commitments in forum replies. I’m here to learn from investors, answer general financing questions where I can, and help people understand what questions to ask a licensed mortgage professional.