Jerry Padilla

I’m an active real estate investor and a Senior Loan Officer with PrimeLending, an investor‑friendly, nationwide mortgage company. I’m passionate about both investing and helping other investors scale their portfolios through innovative, strategic financing. My family currently owns: • 3 Single‑Family Rentals (2 LTR & 1 STR) • 1 Duplex (LTR & STR) • 1 Primary SFR We started by house-hacking a duplex with an FHA loan and later refinanced into a conventional loan. We’ve rehabbed all of our rental properties ourselves and completed multiple cash‑out refinances along the way to keep scaling. 🎧 Podcast Feature: I did a full breakdown on financing investment properties & the BRRR method: http://goodsuccess.libsyn.com/ep151-financing-your-properties-101-ft-jerry-padilla 🏦 Why I Moved to PrimeLending I made the transition to PrimeLending to expand my product offerings, deliver better pricing, and provide more flexibility for investors. PrimeLending is a mortgage‑only lender with 30+ years of experience, nationwide coverage, and a highly investor‑friendly platform. What sets us apart: Competitive pricing Very few overlays Fast, local underwriting Real‑time updates through our mobile app Free pre‑qualification Extended hours & hands‑on support 📌 Investor Loan Options Conventional Loans: Financing for up to 10 financed properties Purchases, Rate/Term, and Cash‑Out Rehab options Construction‑to‑permanent Manufactured homes Condos Jumbo loans Portfolio / Alternative Programs: (minimum loan amount usually $100k) DSCR (Short‑Term & Long‑Term Rental) Bank Statement Loans Cash Flow Loans LLC Financing Available Limited‑Doc / Alt‑Doc Options Competitive rates & closing costs Additional Benefits: Credit improvement tools (free) Streamlined refi programs (FHA/VA/Conventional) Fast closings (as little as ~30 days on purchases) 🎯 My Investor Goals I’m working toward building long‑term financial freedom through rental real estate. My personal target is to generate enough passive income to exceed $15,000/month. Just as importantly, I want to help other investors reach their goals—whether that’s your first rental, your next BRRR, or your tenth financeable property. I can’t work miracles, but I’ll always work hard to find a solution. 🔎 What I’m Looking For I’m here on BiggerPockets to: Help investors secure financing Answer questions about investment lending Discuss strategies for scaling a rental portfolio Connect with other investors nationwide 📞 Contact Jerry Padilla Senior Loan Officer • NMLS #1084877 PrimeLending – Equal Housing Lender 📧 [email protected] 🔗 https://lo.primelending.com/jerry.padilla 📱 585‑204‑6923