Hi, I am a residential Mortgage Loan Originator (MLO) with Citizens Financial, “The Badges Broker” in Vacaville, CA. While I specialize in Veteran’s Affairs (VA) Loan programs, because I'm a veteran myself, we do also offer jumbo conventional, FHA, USDA and first time home-buyer programs. I've purchased multiple homes for personal use using the VA home loan program. I have 15 years of experience as a buyer, having been through the home buying process over 10 times as a rental property investor. Prior to becoming an MLO, I spent over 20 years in the Air Force; I served as a Loadmaster on the C-130, C-17, and spent a year as an Afghan Air Advisor on the C-27 Spartan. With over 4,900 flight hours, I've seen many parts of the world. During my last five years in uniform, I was assigned as an Airlift Planner at Travis AFB, CA in the Air Mobility Operations Squadron, both on active duty, and as a full time AGR in the Reserves. The highest rank I've held is SMSgt (E-8). I have a true passion for educating and mentoring my clients on the home buying process so they can make an informed decision. I particularly love guiding my clients on finding a mortgage product that is perfect for their needs. My motto is high quality service, communication, and trust. Outside of my busy work life, I'm married to his beautiful wife Amanda. They have 2 young boys together, Cody and Miles. I love snowboarding in Lake Tahoe, lifting weights, and spending time with family. NMLS - 2221949 Company NMLS - 1401042 Salesperson ID - 02157788 [email protected]
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