I'm a mortgage broker with Direct Rate Home Loans who specializes in the buyers most lenders turn down. If you're self-employed, a business owner, or a 1099 contractor, you already know the problem. You write off everything you legally can, and then a lender looks at your tax returns and says you don't make enough. I use bank statements, assets, or rental income instead, so your real income actually shows up. As a broker I'm not tied to one bank's product menu. I shop multiple lenders to find the one that fits your situation, including options retail banks don't offer at all. And I answer my phone. Nights, weekends, whenever. You'll never wonder where your lender went. Serving Utah. Serving DSCR loans in: - Arkansas - Colorado - Connecticut - DC - Delaware - Hawaii - Illinois - Indiana - Louisiana - Maine - Massachusetts - Mississippi - Missouri - Montana - New Hampshire - New Mexico - Ohio - Oklahoma - Pennsylvania - Rhode Island - South Carolina - Tennessee - Texas - Utah - Washington - West Virginia - Wisconsin - Wyoming Nick Saeva, NMLS #2645213. Direct Rate Home Loans, NMLS #2419164. Equal Housing Lender.
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