Nikolai Lumpkins

Did you know? Over 50% of bankruptcies are due to illness or medical debt. The likelihood of dying before paying off a 30 year mortgage rises from 8% at age 30 to 50% by age 50. I'm here to help investors and homeowners protect their families from inheriting debt due to premature death. Some banks and private lenders will also require borrowers to collateralize their mortgages with a Mortgage Protection Life Insurance Policy in order to get approved for financing. The product I specialize in, and strongly recommend, is Americo's HMS Plus 100 CBO - It combines the cost effectiveness of term insurance with the ability to have ALL insurance premiums returned to you after paying off your mortgage. In the case of death before paying off your mortgage, your family or chosen beneficiary will receive a lump sum cash death benefit to pay off the remaining mortgage balance as well as receive any surplus funds to be used at their discretion - tax free. For a free consultation call or text: 847-912-6483 or For a free consultation email: [email protected]