Paul Crosby II

I'm Paul Crosby, a loan officer with Parable Funding, powered by NEXA Lending, based in Columbus. I work with self-employed business owners and real estate investors whose tax returns don't tell the whole story, helping them understand options like DSCR, bank-statement, P&L, asset-depletion and other business-purpose loans. On BiggerPockets I'm here to share practical education: how lenders look at a file, what to ask before you apply, and how to compare loan structures, not just rates. I'm also building toward a portfolio of commercial units myself. Licensed in AZ, OH, FL, TX and AL. Paul Crosby NMLS ID: 2030277 | Parable Funding, powered by NEXA Lending | Company NMLS ID: 1660690 | Equal Housing Lender