Quy Huynh

I'm a mortgage broker and licensed real estate agent with 27 years in lending and over $1.3 billion in funded loans, from wholesale to retail. I run West Group Capital LLC, powered by NEXA Lending, LLC, a national brokerage with 300+ lenders and channels, which means your deal gets matched to the lender built for it instead of squeezed into one company's box. I work with investors, agents, and homebuyers on Conventional, FHA, VA, and Jumbo, plus DSCR, Non-QM, bridge, hard money, construction, and commercial when the file calls for it. Every loan starts with structure: the property, the ownership, and the exit come first, then the program. I also invest in real estate myself through West Group Equity, so I look at each deal the way you do, as a return, not just a closing. Based in Huntington Beach, CA, licensed in 12 states for owner occupied loans and lending nationally on business purpose files where allowed. Send me the address and what you are trying to do, and I will come back with options. Off the clock I am a 4.0+ DUPR pickleball player chasing 5.0 DUPR, so if you want to talk deal structure between games, I am in. Anything I post in the BiggerPockets forums is general information and my own opinion, not legal, tax or investment advice, and not a loan offer, commitment to lend, or rate quote. Loan programs and guidelines change and vary by state, property type, occupancy, credit profile and loan to value. For your specific scenario, consult a licensed professional in your state. NMLS #479649. Equal Housing Lender.