Ray Smith

Lender | Wholesaler | Investor Ray is passionate about creative and unconventional approaches to residential real estate financing. Ray excels in finance challenges for investors and home owners, using his own experience in real estate investing to open up unique solutions. RealFi Home Funding Corp. Mortgage Loan Officer - NMLSID: 1989558 Owner of Beacon Home Offers, Wholesale company - Long Island, New York Founder of Beacon Home Offers, Ray's real estate experience comes from sales and lending. Trained and still practicing as a Paramedic, Ray works hard to apply the same problem solving skills to each specific situation. Ray and his team take pride in finding the best course of action to remedy dire financial situations with creative solutions; his passion is working with homeowners and clients who need an unorthodox approach. Beacon Home Offers has an extensive network of cash buyers and a business model around servicing those investors. Ray and his team find deals tailored to each cash investor. Ray is also an investor himself. Owning a "house hack" in Stony Brook, Ray enjoys the fruits of real estate investing while also living in the property. Right now Ray's portfolio is limited to the NYC and Long Island markets, while exploring configuring teams out-of-state.