
Real Estate Agent
Louisville investor agent: creative financing, off-market deals and small multifamily I'm Rob Bergeron, owner-realtor at Winner Realty in Louisville, KY. I work with investors on the deals that don't fit a standard MLS search: seller-financed and creative-terms purchases, off-market sourcing, duplexes through small apartment buildings, and 1031 exchange timelines. Our commercial side, Winner Commercial, handles the larger multifamily. Before I show you a property I run the numbers: rent, taxes, insurance, repairs, vacancy and cap rate, not just the listing price. Out-of-state investors: I can handle everything remotely, from the first look to lender, inspector, property manager and closing. Tell me your strategy (rental, flip, BRRRR, house hack, 1031) and your budget, and I'll tell you honestly if Louisville and the deal fit. I write a Louisville investor newsletter, The Morning Bergeron, where I break down deal structures I'm seeing. Read it free at themorningbergeron.beehiiv.com. Website: thewinnerrealty.com. Free investor calculators (BRRRR, house hacking, rehab costs, cap rate, DSCR, 1031 and more): thewinnerrealty.com/tools I personally hold a Kentucky license. Winner Realty is licensed in both Kentucky and Indiana, so Southern Indiana business is handled by our Indiana-licensed agents. SPECIALTIES Investor agent; buyer's agent; listing agent; landlord / long-term rentals; buy and hold; BRRRR; fix and flip; small multifamily (duplex to fourplex); commercial and apartment buildings (via Winner Commercial); 1031 exchanges; seller financing and creative terms; off-market deals; out-of-state investors; relocation. SERVICES Rental and multifamily acquisition; deal analysis and underwriting; off-market sourcing; seller-financing and subject-to-style term negotiation (with your attorney); 1031 exchange coordination with your qualified intermediary; selling duplexes and fourplexes; remote buying for out-of-state investors; referrals to lenders, property managers, contractors and attorneys. AREAS SERVED Louisville and Jefferson County, plus Shelbyville, La Grange, Shepherdsville and Bardstown. OUT-OF-STATE AND 1031 BUYERS Most of what gets written about this market is a national headline with our city's name swapped in. I pull and publish the actual county numbers every week - inventory, pendings, days on market, showings by price band - because the decision you are making deserves real data instead of a narrative. If you are identifying replacement property on a 45-day clock, or comparing Louisville against three other metros, I will tell you plainly when the numbers do not work here. That is worth more to you than a pitch. HOW I UNDERWRITE Real comps, real rehab numbers, and the catch stated out loud. There is always a catch - that is usually why it is cheap. I would rather hand you three real deals than five with two duds in it. My job is to insulate every party in the transaction so everyone walks away a winner. WHY LOUISVILLE I think this market is undervalued by 20-30% relative to peer cities. We do not score well on momentum rankings and we never have - that is the discount. The metros at the top of those lists get priced like metros at the top of those lists. Forcing appreciation is how you insulate yourself from risk and future overhead. Louisville rewards investors who move with conviction. BACKGROUND - 2,000+ residential and commercial transactions since 2013 - Previously Keller Williams Louisville, Housing Associates, Nexian Realty (ROI Louisville), simpliHOM - Three elected board terms, KREIA (Kentuckiana Real Estate Investors Association) - Quarterly Investor Luncheon host - 150+ attendees, live events for 6+ years - Keynote speaker at OSIS Indy with Derek Clifford on Airbnb - Co-hosted a Happy Hour with BiggerPockets' David Greene (Nov 2018, SF) - Owner of Property Partner and its off-market investor marketplace, offmarket.deals - Springboro, Ohio originally. University of Kentucky. Chose Louisville in 2013. PODCASTS & INTERVIEWS Mosaic Minds Ep #37 "AI in Real Estate" - The Real Estate Syndication Show Ep #876 - Millennial Millionaires Through Real Estate Ep #43 - Construct Your Life Ep #158 - Cash Flow Chronicles Ep #258 - and others GIVING BACK Winner Realty donates 1% of its net profits to Hand in Hand Ministries (myhandinhand.org). I've been on three build trips in person, but I've been a part of five builds total. I donate 100% of my commissions to non-profit silent auctions and support Home of the Innocents. WHEN YOU REACH OUT Tell me how many investment properties you own (none / 1-2 / 3-5 / 6-9 / 10+), your strategy, your target price range, and whether you're buying out of state. Website: thewinnerrealty.com Commercial: winnercommercial.com Book a time: robbergeron.youcanbook.me Text: (502) 305-8915 Email: [email protected] Rob Bergeron, Owner-Realtor | Winner Realty | Louisville, KY Kentucky License 219325 | Principal Broker: Lisa Tucker
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