Sam Jurgenson

I’m a mortgage advisor who helps real estate investors and homebuyers structure smart, resilient financing in both straightforward and complex markets. My approach is rooted in strategy, clarity, and long-term thinking, aligning loan structure with cash flow, risk tolerance, and overall investment goals, not just the deal in front of us. I work across conventional, jumbo, government, and non-QM loan products, and I specialize in tailoring solutions for investors navigating acquisitions, refinances, portfolio growth, and cash-flow optimization. I pride myself on clearly breaking down options, stress-testing scenarios, and helping clients make confident, numbers-driven decisions. Clients value my responsiveness, transparency, and ability to problem-solve when transactions become nuanced or time-sensitive. I work collaboratively with agents, builders, CPAs, and financial advisors to ensure each deal is executed efficiently and strategically. I’m based in the Pacific Northwest, where I live with my wife and we’re preparing to welcome our first child. Outside of work, I enjoy staying active, coaching basketball, and building long-term relationships within my community. If you’re looking for a lender who thinks like an investor, communicates clearly, and shows up as a true partner, I’d be glad to connect. Specialties: Investment property financing Cash-flow & ROI-driven loan structuring Portfolio & DSCR strategies Jumbo & non-QM solutions First-time and move-up buyers Strategic financing for investors who value clarity, structure, and long-term outcomes.