Tom Lade

Senior Loan Officer with CrossCountry Mortgage, LLC in Powell, Ohio. 14 years originating, 1,200+ loans closed. I work central Ohio — Columbus, Delaware County, Powell, Westerville, Dublin — and can originate in any state. Most of my investor clients are financing their second through sixth property although I have some with 10+. Focus areas: conventional and high-LTV agency investment financing (90% LTC), DSCR, bank statement and 1099 programs for self-employed borrowers, asset qualifier, and small multifamily. Engineering background, which is why I tend to answer questions here with the guideline and the tradeoff rather than a pitch. If a structure is wrong for your situation, I would rather say so. NMLS #962607 | Branch NMLS #1246007 | CrossCountry Mortgage, LLC NMLS #3029 | Equal Housing Opportunity