William Lemmon

Hey, I'm William. Buy-and-hold investor with 46 doors through West Hill Holdings, LLC — single-family, 5+ unit multifamily, and commercial, concentrated in Northeast Ohio. Also have converted a SFR-to-triplex in Los Angeles, so I've operated on both coasts of the risk spectrum. My unfair advantage: I've owned an independent property insurance agency since 2014, specializing in California landlord, dwelling fire, and short-term rental coverage. I sit on both sides of the table — I know what underwriters are actually thinking when they look at your property, and I know what it feels like to get a non-renewal notice on a building you own. Happy to share what I know; the CA insurance market especially is a mess right now, and most of the advice floating around is wrong.