Best Virginia Mortgage Lenders
Browse 33 top-rated mortgage lenders in Virginia as of November 3, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2842231
Nexa Lending - NMSL #2842231
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I help real estate investors acquire, finance, and grow profitable rental portfolios through lending strategies tailored to their investment goals. As both an active real estate investor and Mortgage Loan Originator, I've personally used DSCR financing for my own long-term and short-term rental properties, giving me practical experience that goes beyond loan guidelines. Whether you're purchasing your first rental, expanding an existing portfolio, financing a vacation rental, or completing ... view more -
NMLS # 2334221
Hard/Private/Non-QM
Conventus is a private real estate lender specializing in bridge, fix and flip, DSCR, ground-up construction, and multifamily financing for investors. We built our underwriting around how experienced investors actually operate, with fast closings, in-house decision-making, and terms that reflect the realities of each deal rather than a rigid checklist. Our Relationship Managers work directly with investors from first conversation through funding and beyond, so you're never navigating loan ... view more -
NMLS # 1871037
Conventional & Gov.
Hard/Private/Non-QM
QuestRock Home Loans helps real estate investors finance rental properties, fix-and-flips, bridge loans, and other non-QM opportunities with flexible solutions built for investors. We specialize in DSCR, short-term and long-term rentals, investment-property refinances and cash-out, rehab financing, foreign-national programs, and bank-statement financing for self-employed borrowers, including primary residences view more
Virginia Mortgage Rates Today
How to Find a Lender in Virginia
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"