disabled son

[Vicki Gleitz]

My son has been severely disabled since he was a small child [he is 20 now] My husband and I spent hundreds of thousands of dollars looking for a miracle cure.[ now broke or would be doing more for him] We thought we had plenty of time to figure out how he could have a good future despite his disabilities. But then I got cancer and my husband developed congestive heart failure [we are old parents] Finally he applied for ssdi [on his late fathers earning records] He has been approved and receives backpay soon. He is incapable of working but we are hoping that we can help him to build an independent life through real estate investing.[ renting ouT property for now. at thispoint he is not near close to capable of living on his own] He will receive [I think] 15 to 20 thousand in back pay. That would be enough for a nice down payment on one of those 50 to 60 thousand dollar homes in Pueblo colorado. Until he is making enough money from investing, he will be receiving a regular check from ssdi, so he will have that money to show the bank. He has no credit history,none, so we sent away for a secured credit card this afternoon. Should we send for a second one? Also, we have someone willing to employ my son for 2 or 3 hours a week, whenever he is capable of it, to help clean and such, just so that LJ will be able to show employment. What else can we do to help LJ qualify, and how long will it take a credit card history to make a difference?

Thanks,

vicky