Depends on how long you have owned the property. If you’ve only owned it a short time most banks will use the lesser of the purchase price or appraisal.
some banks may waive the seasoning requirement IF you have made SIGNIFICANT improvements to the home. if that is the case, they will want receipts to prove it.
You need to catch up with your local banks or use portfolio lenders. Commercial loans are not restricted with seasoning requirments. Nor are the restricted to the # of properties financed. You may need to consult with a professional on this.