Title Company Nightmare Closing

[Shannon Fong]

In a bad situation with title company.

We closed on a property June 3, 2015 on a REO in Baltimore City. The deed is not filed.

Here is the dilemma:

We used the seller title company, <- out of state (Never Ever Ever  again)

There was issued with the prior foreclosure deed so they could not file a deed. (3rd Week of June found this news out after hounding them.)

Cleared up foreclose dead (4th week of June)

Field complaint with BBB (cause company would not respond to or emails  (1st week of July)

Title Company had some one walk over deed over to Transfer Office

(2nd week of July)

Could not  file deed with City because Lien Cert had expired. (3rd week of July)

Monday broker called new lien certificate sent out.  We notified title company we are away and what is the status.

Company informs us today that City will not accept deed because the current taxes are due and they need to be paid.

We paid the title company money to file a deed in the city in timely fashion.  They failed to do proper research on the prior deed and therefore was set back in filing the deed in a timely fashion.

Now they say the cannot file the deed because City is requiring that the current years taxes be paid.  If they had filed the deed in timely fashion this would not be an issue.  We paid this company to record a deed showing we are owner of the property.

At this point we don't trust them.  We don't want to pay taxes for a property that is not recorded as being our property.

As this point we may pay taxes and they still not file the deed for some unforeseen circumstance.

Please advise, do I need to lawyer up.