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Best Arizona Mortgage Lenders

Browse 26 top-rated mortgage lenders in Arizona as of October 7, 2026. See lender reviews, ratings, and investment specialties.

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    Atlantic National Trust

    Hard/Private/Non-QM

    3.0 stars
    2 Reviews

    Hard/Private/Non-QM

    Atlantic National Trust is a private financial firm based on Portland, Maine’s historic waterfront. Founded in 1995, Atlantic combines expertise in finance and real estate to create mutually beneficial transactions for its business partners. Avoid the timely underwriting process of conventional lenders. Atlantic’s loan experts have the resources to close transactions faster. Loan Amounts: $100,000 - $3,000,000 Loan-to-Value: Up to 70% Interest Rate: Deal Dependent, please inquire ... view more
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    Kiavi

    Hard/Private/Non-QM

    4.3 stars
    715 Reviews

    Hard/Private/Non-QM

    With more than $30+ billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get reli... view more
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    CrossCountry Mortgage LLC

    Conventional & Gov.

    4.9 stars
    131 Reviews
    39 forum posts

    Conventional & Gov.

    Hello! I’m Art Shalomov, a dedicated mortgage loan officer with over 20 years of experience, specializing in helping clients achieve their real estate investment goals. Whether you are purchasing your first home, looking to expand your investment portfolio, or navigating the complex world of self-employment property financing, I’m here to help! Real estate isn’t just my career; it’s a passion fueled by my own journey as an investor. I've built wealth through real estate and I’m eager to sh... view more
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    NMLS # 1566096

    West Capital Lending.

    Conventional & Gov.

    Hard/Private/Non-QM

    Conventional & Gov.

    Hard/Private/Non-QM

    We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more
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    NMLS # 1716495

    Certain Lending

    Hard/Private/Non-QM

    4.9 stars
    153 Reviews

    Hard/Private/Non-QM

    Certain Lending is a technology-driven lender dedicated to real estate investors. We lend nationwide on 1-10 unit residential properties including fix-and-flip, bridge, construction, and rental/DSCR loans—designed to meet the diverse needs of investors. Our intuitive platform streamlines the financing process, enabling quick closings and efficient draw funding. With a focus on transparency and reliability, we empower both new and seasoned investors to scale their portfolios confidently. Bac... view more
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    NMLS # 181106

    Nicolas Toscano

    Conventional & Gov.

    5.0 stars
    120 Reviews

    Conventional & Gov.

    With over a decade of lending experience and thousands of successful loan closings, I’m here to simplify your home financing journey. As a top loan officer, I’ll advocate for you every step of the way, ensuring you receive exceptional service and the best loan options available. Top 1% - 2024 President's Club - 2024 Fastest Purchase Closer - 2023, 2024 view more
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    NMLS # 329451

    Chad Baker Team

    Hard/Private/Non-QM

    5.0 stars
    25 Reviews

    Hard/Private/Non-QM

    If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more
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    NMLS # 2625701

    HomeAbroad Loans

    Hard/Private/Non-QM

    4.6 stars
    8 Reviews

    Hard/Private/Non-QM

    HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
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    NMLS # 1566096

    West Capital Lending

    Conventional & Gov.

    Conventional & Gov.

    I’m a mortgage strategist who helps real estate investors build wealth through smart leverage, not guesswork. With over a decade in lending and a background in real estate development, I understand both the numbers and the nuts-and-bolts of investing. Whether you’re acquiring your first rental, flipping for profit, or financing a new build, I create tailored loan strategies that prioritize speed, cash flow, and scalability. My approach blends traditional financing with creative options — f... view more
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    NMLS # 2642910

    Logan Masseth - Broker with West Capital Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    12 Reviews
    1 forum post

    Conventional & Gov.

    Hard/Private/Non-QM

    I'm an AZ native and RE investor. As a broker I have hundreds of options and can help find the right one for your situation. I specialize in DSCR products to pull out equity or free up more cash flow, all while optimizing your portfolio. In addition to DSCR I can help with these things: -Traditional Mortgages (Conv, VA, FHA) -Hard Money -Commercial -Special offering is our Fast50 with no minimum credit score -HELOCs/HELs I own 2 duplexes of my own and occasionally do a light fix ... view more
Showing 11 - 20 of 26 Arizona Lenders

Arizona Mortgage Rates Today

How to Find a Lender in Arizona


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.