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Best Arizona Mortgage Lenders

Browse 33 top-rated mortgage lenders in Arizona as of May 24, 2026. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 181106

    Nicolas Toscano

    Conventional & Gov.

    5.0 stars
    117 Reviews

    Conventional & Gov.

    With over a decade of lending experience and thousands of successful loan closings, I’m here to simplify your home financing journey. As a top loan officer, I’ll advocate for you every step of the way, ensuring you receive exceptional service and the best loan options available. Top 1% - 2024 President's Club - 2024 Fastest Purchase Closer - 2023, 2024 view more
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    NMLS # 469371

    Adams Bank & Trust

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    2 forum posts

    Hard/Private/Non-QM

    Community Bank direct lender with Portfolio loan options including, construction, land, bridge (owner occupied) and DSCR. Lending in CO, NE, KS, AZ, WY, SD Bridge - Buy Before You Sell – No contingencies, no last-minute stress. Secure your dream home now with a bridge loan solution. Leverage your home’s value and close on a new property with ease. Cross Collateralization – One mortgage note, two properties, seamless financing for your transition. Building or Buying Land? – We’ve ... view more
  • business profile image

    NMLS # 1799947

    Beeline Loans, Inc

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    583 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more
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    NMLS # 2625701

    HomeAbroad Loans

    Hard/Private/Non-QM

    5.0 stars
    7 Reviews

    Hard/Private/Non-QM

    HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
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    Branch Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    267 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Branch Lending delivers fast, reliable financing for real estate investors - specializing in DSCR rental loans and Fix & Flip loans. We underwrite based on property performance, not tax returns, and close in as little as ten days with no red tape. With over 20 years of experience, we provide hands-on support, flexible terms, and the certainty of close that experienced investors depend on. Whether you're scaling a rental portfolio or maximizing a flip, Branch Lending gives you an edge where... view more
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    NMLS # 1717191

    Saxton Mortgage

    Conventional & Gov.

    Hard/Private/Non-QM

    1 forum post

    Conventional & Gov.

    Hard/Private/Non-QM

    Strategic financing for real estate investors focused on cash flow and growth. I specialize in financing solutions for real estate investors, helping secure loans that align with your long-term investment strategy. Whether you’re purchasing your first rental property, expanding a growing portfolio, or refinancing to improve cash flow, my focus is on structuring smart, sustainable lending solutions that support your goals. I work closely with investors to identify financing options t... view more
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    Access 1 Properties, Inc.

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    * Get Pre-Approved For Instant Pre-Approval Letters One of the main benefits of getting pre-approved is that it enables us to expedite your loan approval. One of the worst feelings in this business is finding a great deal, starting to move on it, and then discovering that it's gone by the time you receive your approval letter. Do not let this happen to you. Get pre-approved now. It’s always great to be confident in knowing that you’re already approved when making an offer on an investmen... view more
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    NMLS # 1566096

    West Capital Lending

    Conventional & Gov.

    Conventional & Gov.

    I’m a Phoenix-based mortgage strategist who helps real estate investors build wealth through smart leverage, not guesswork. With over a decade in lending and a background in real estate development, I understand both the numbers and the nuts-and-bolts of investing. Whether you’re acquiring your first rental, flipping for profit, or financing a new build, I create tailored loan strategies that prioritize speed, cash flow, and scalability. My approach blends traditional financing with creati... view more
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    Vision Mortgage Group

    Conventional & Gov.

    Hard/Private/Non-QM

    18 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Local to Oregon and Soutwhest Washington, with combined experience of over 40 yeras in lending. We do everything from your A+ Lending to no doc/hard money and everything inbetween. view more
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    NMLS # 2642910

    Logan Masseth - Broker with West Capital Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    10 Reviews
    1 forum post

    Conventional & Gov.

    Hard/Private/Non-QM

    I'm an AZ native and RE investor. As a broker I have hundreds of options and can help find the right one for your situation. I specialize in DSCR products to pull out equity or free up more cash flow, all while optimizing your portfolio. In addition to DSCR I can help with these things: -Traditional Mortgages (Conv, VA, FHA) -Hard Money -Commercial -Special offering is our Fast50 with no minimum credit score -HELOCs/HELs I own 2 duplexes of my own and occasionally do a light fix ... view more
Showing 21 - 30 of 33 Arizona Lenders

Arizona Mortgage Rates Today

How to Find a Lender in Arizona


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.