Austin was great! I had to change lenders last minute and Austin jumped right in to make sure I closed. He outlined exactly what would happen, gave direct timelines, and was in constant communication. I truly thought I was going to lose the house but thanks to Austin I am now a homeowner! Highly recommend.

Austin was a great resource during our home purchase. He was always available even during off hours, kept us abreast of the process throughout and got us a great rate. We would highly recommend Austin for anyone looking for a highly engaged and competent broker.

I hadn’t decided on a mortgage broker when I first connected with Austin, but he immediately stood out. He was professional, straightforward, and very clear about the rates available—no fluff or sales pitch, just the information I was looking for. More importantly, he followed through on everything he said he would do. Before working with Austin, the biggest challenge was cutting through all the noise. There are so many sales pitches out there, and I just wanted someone who could secure a strong rate and close the deal within a tight timeline. Austin delivered exactly that. He made the process simple by doing what many promise but few actually execute on—he delivered on every commitment. From start to finish, he was reliable, responsive, and easy to work with. In the end, I successfully purchased the home with his support throughout the entire loan process. I’ll absolutely be using Austin again for my next property and would highly recommend him to anyone looking for a dependable mortgage broker

Austin first call me. And helped me understand what I needed to do to help me with our HELCO. As we proceed with the process Austin was able to help us when we ran in to difficulty. Witch we did. Austin came to our house to help us in completion of our HELCO. In fact he came here twice. Above and beyond his duties. Austin is one of nicest young men i have ever ment. Very kind and helpful. He is welcome to visit us anytime

If you're searching for a mortgage broker in the Phoenix area who actually goes to bat for you — look no further than Austin Clarence. I recently worked with Austin on a home purchase and refinance, and the experience was genuinely unlike anything I expected from the mortgage process. Austin didn't treat this like a transaction. He treated it like it was his money on the line. What set him apart: his availability actually matched the reality of home buying. Real estate doesn't run 9-to-5, and neither did Austin — he was responsive on weekends and evenings, exactly when I needed answers most. He also did a deep dive on loan options, walking me through multiple scenarios with rates, terms, and long-term cost comparisons in a way that actually made sense. And most importantly, he gave me honest, realistic advice — no hype, no pressure, just straightforward guidance that helped me make the right decision with confidence. Whether you're a first-time homebuyer, refinancing an existing mortgage, or navigating a complex purchase situation in the Phoenix metro area, Austin is the broker I'd send my own family to. He made one of the most stressful financial decisions of my life significantly easier. Highly recommend. 10/10.

We’ve now worked with Austin Clarence for the fourth time, and once again he delivered an outstanding experience. Even though he’s based in Arizona and we’re in California, the entire refinance process was smooth, efficient, and completely stress-free. Austin consistently goes above and beyond—his communication is clear, timely, and thorough, and he always makes sure we understand every step of the process. This time, he secured us a fantastic refinance on our home that exceeded our expectations. What really sets Austin apart is his reliability and dedication. No matter how many times we’ve worked together, he treats each transaction with the same level of care and attention as if it were the first. We highly recommend Austin to anyone looking for a knowledgeable, responsive, and results-driven mortgage broker!

I had been looking for a home for about a couple of months, going to new developments getting outrageous numbers in mortgage payments due to the builders down payment assistance and interest rates! Once I met Austin he explained what I needed to do to repair my credit and the DPA forgiveness! I found the perfect home only 5yrs old and he got me the payments I wanted! I never thought home ownership would ever be in my future! He even put up with my attitudes while staying professional and succeed on everything he said he would. I would recommend him over and over again, thank u so much for all your help I really appreciate you…

Austin and Derek are thee best when it comes to getting you in a home, they have all the resources that I didn’t even know was for me. I literally was able to move in my home with zero dollars out of pocket! Thanks to Austin with Nexa mortgage I am officially a first time home buyer and I just can’t thank him enough. My family and I are so lucky to have met him. Buying your first home can be very stressful but he made the entire process extremely easy for me.

When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done. 

Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!

When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done. 

Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!

Austin was great! I had to change lenders last minute and Austin jumped right in to make sure I closed. He outlined exactly what would happen, gave direct timelines, and was in constant communication. I truly thought I was going to lose the house but thanks to Austin I am now a homeowner! Highly recommend.

Austin was a great resource during our home purchase. He was always available even during off hours, kept us abreast of the process throughout and got us a great rate. We would highly recommend Austin for anyone looking for a highly engaged and competent broker.

I hadn’t decided on a mortgage broker when I first connected with Austin, but he immediately stood out. He was professional, straightforward, and very clear about the rates available—no fluff or sales pitch, just the information I was looking for. More importantly, he followed through on everything he said he would do. Before working with Austin, the biggest challenge was cutting through all the noise. There are so many sales pitches out there, and I just wanted someone who could secure a strong rate and close the deal within a tight timeline. Austin delivered exactly that. He made the process simple by doing what many promise but few actually execute on—he delivered on every commitment. From start to finish, he was reliable, responsive, and easy to work with. In the end, I successfully purchased the home with his support throughout the entire loan process. I’ll absolutely be using Austin again for my next property and would highly recommend him to anyone looking for a dependable mortgage broker

Austin first call me. And helped me understand what I needed to do to help me with our HELCO. As we proceed with the process Austin was able to help us when we ran in to difficulty. Witch we did. Austin came to our house to help us in completion of our HELCO. In fact he came here twice. Above and beyond his duties. Austin is one of nicest young men i have ever ment. Very kind and helpful. He is welcome to visit us anytime

If you're searching for a mortgage broker in the Phoenix area who actually goes to bat for you — look no further than Austin Clarence. I recently worked with Austin on a home purchase and refinance, and the experience was genuinely unlike anything I expected from the mortgage process. Austin didn't treat this like a transaction. He treated it like it was his money on the line. What set him apart: his availability actually matched the reality of home buying. Real estate doesn't run 9-to-5, and neither did Austin — he was responsive on weekends and evenings, exactly when I needed answers most. He also did a deep dive on loan options, walking me through multiple scenarios with rates, terms, and long-term cost comparisons in a way that actually made sense. And most importantly, he gave me honest, realistic advice — no hype, no pressure, just straightforward guidance that helped me make the right decision with confidence. Whether you're a first-time homebuyer, refinancing an existing mortgage, or navigating a complex purchase situation in the Phoenix metro area, Austin is the broker I'd send my own family to. He made one of the most stressful financial decisions of my life significantly easier. Highly recommend. 10/10.

We’ve now worked with Austin Clarence for the fourth time, and once again he delivered an outstanding experience. Even though he’s based in Arizona and we’re in California, the entire refinance process was smooth, efficient, and completely stress-free. Austin consistently goes above and beyond—his communication is clear, timely, and thorough, and he always makes sure we understand every step of the process. This time, he secured us a fantastic refinance on our home that exceeded our expectations. What really sets Austin apart is his reliability and dedication. No matter how many times we’ve worked together, he treats each transaction with the same level of care and attention as if it were the first. We highly recommend Austin to anyone looking for a knowledgeable, responsive, and results-driven mortgage broker!

I had been looking for a home for about a couple of months, going to new developments getting outrageous numbers in mortgage payments due to the builders down payment assistance and interest rates! Once I met Austin he explained what I needed to do to repair my credit and the DPA forgiveness! I found the perfect home only 5yrs old and he got me the payments I wanted! I never thought home ownership would ever be in my future! He even put up with my attitudes while staying professional and succeed on everything he said he would. I would recommend him over and over again, thank u so much for all your help I really appreciate you…

Austin and Derek are thee best when it comes to getting you in a home, they have all the resources that I didn’t even know was for me. I literally was able to move in my home with zero dollars out of pocket! Thanks to Austin with Nexa mortgage I am officially a first time home buyer and I just can’t thank him enough. My family and I are so lucky to have met him. Buying your first home can be very stressful but he made the entire process extremely easy for me.