Business Page
Austin Clarence with NEXA Mortgage
Lender
5.0 stars
34 Reviews
Markets served
Arizona
California
Colorado
Texas
Arizona
Licenses
Company NMLS
#1509690
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
NMLS 1509690 AZ 0937532 CA-DBO1509690 CO-100504667 TX-
About us
As a local Phoenix investor & top AZ loan officer, I help real estate investors scale using 260+ vetted lenders—powered by NEXA, the largest mortgage brokerage platform in the U.S. With 8+ years of experience, I specialize in DSCR, Conventional, and self-employed borrower loan solutions tailored to fit real-world investment strategies. What sets me apart? I don’t just finance deals—I build them. I own and operate short-term, mid-term, and long-term rentals, giving me firsthand insight into what investors need and how to structure loans that actually support their goals. I started by listening to BiggerPockets while hiking Phoenix trails, house-hacked my way into investing, and now help clients avoid pitfalls and build smart portfolios—long after closing
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
Hard/Private/Non-QM
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Balance Sheet Loan
Foreign National Loan
Refinance (investment)
Reviews (34)
5.0 stars
34 Reviews
5.0 stars
32 Reviews
5.0 stars
2 Reviews
5.0 stars
a week ago
Reviewed by
Michelle Perry
Austin and Derek are thee best when it comes to getting you in a home, they have all the resources that I didn’t even know was for me. I literally was able to move in my home with zero dollars out of pocket! Thanks to Austin with Nexa mortgage I am officially a first time home buyer and I just can’t thank him enough. My family and I are so lucky to have met him. Buying your first home can be very stressful but he made the entire process extremely easy for me.
5.0 stars
4 months ago
Reviewed by
Jerry Lurye
When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done.
5.0 stars
3 months ago
Reviewed by
Jerry Lurye
When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done.
5.0 stars
5 months ago
Reviewed by
Stephen Hall
My wife and I were first time home buyers, and also very new to the Valley. We found Austin through multiple recommendations from trusted friends and he did not disappoint. Austin is one of the most responsive professionals I’ve ever worked with in any field. He is round-the-clock responsive. Nights, weekends, it didn’t matter. It felt like his very extensive knowledge was always available to us, and that completely muted any anxiety we experienced during this process. Diligent does not even begin to describe the man- we worked together for four months to land our dream home and I would not have used anyone else. I cannot endorse or recommend his services enough.
Austin is THE MAN at what he does!
5.0 stars
5 months ago
Reviewed by
John Tarantino
I was a first time home buyer and got connected with Austin through a family member. I was new to the area so I didn’t really know where to start so I gave him a call and that’s when the ball started rolling. He was there for any questions I had regarding getting pre approved for a loan and just all the behind the scenes of actually buying a house. He then connected me with an agent where I was able to eventually find the house for me. Once that happened Austin was able to hop back in and iron out all the financial side of actually getting the house. Throughout the whole process he had my 100% trust that he was going to help me take that next big step in my life. Absolute great guy to work with and made this whole process so easy and really stress free for me which was a huge help.
5.0 stars
5 months ago
Reviewed by
Preston Friarson
Working with Austin at NEXA mortgage was fantastic.
I was a first time home buyer who was recommended Austin. From start to finish it was a breeze. He took care of my girlfriend and I and really made things easy. He was extremely responsive and answered all my rookie questions while providing me education I didn’t think to ask for.
Also, instead of a traditional broker (Rocket for example), Austin is able to use other brokers and provided us with favorable rates with different loan options. The software with NEXA was also extremely easy and user friendly. Loved the interface and ongoing updates in the portal during the financing period.
10000% will be going back to Austin and will be recommending him.
5.0 stars
5 months ago
Reviewed by
Miguel Rodriguez
I don't think that I could say enough great things about Austin. Austin really took his time in making sure that we were well informed throughout the process. Aside from the awesome communication honesty, integrity and willingness to listen allowed us to purchase our property with ease, made the process much easier than we had been anticipating. Any questions we had were answered quickly and efficiently. Really made our buying experience so wonderful. With Austin it was never about the sale but more about securing a "family home" that we can create new memories and live happily in. I highly recommend, Thank you so much Austin.
5.0 stars
5 months ago
Reviewed by
Jacob Weddle
As a real estate investor, working with the right loan provider can make or break a deal—and I’m beyond impressed with the service I received. From start to finish, Austin was knowledgeable, responsive, and genuinely invested in helping me close on time. He understood the unique needs of investment financing and offered flexible terms that aligned perfectly with my strategy. The process was smooth, transparent, and far less stressful than I expected. I’ll definitely be using him again for future projects and highly recommend them to any investor looking for a reliable, professional lending partner.
5.0 stars
6 months ago
Reviewed by
Troy Carter
Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!
5.0 stars
6 months ago
Reviewed by
Troy Carter
Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!
5.0 stars
4 months ago
Reviewed by
Jerry Lurye
When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done.
5.0 stars
6 months ago
Reviewed by
Troy Carter
Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!
5.0 stars
a week ago
Reviewed by
Michelle Perry
Austin and Derek are thee best when it comes to getting you in a home, they have all the resources that I didn’t even know was for me. I literally was able to move in my home with zero dollars out of pocket! Thanks to Austin with Nexa mortgage I am officially a first time home buyer and I just can’t thank him enough. My family and I are so lucky to have met him. Buying your first home can be very stressful but he made the entire process extremely easy for me.
5.0 stars
3 months ago
Reviewed by
Jerry Lurye
When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done.
5.0 stars
5 months ago
Reviewed by
Stephen Hall
My wife and I were first time home buyers, and also very new to the Valley. We found Austin through multiple recommendations from trusted friends and he did not disappoint. Austin is one of the most responsive professionals I’ve ever worked with in any field. He is round-the-clock responsive. Nights, weekends, it didn’t matter. It felt like his very extensive knowledge was always available to us, and that completely muted any anxiety we experienced during this process. Diligent does not even begin to describe the man- we worked together for four months to land our dream home and I would not have used anyone else. I cannot endorse or recommend his services enough.
Austin is THE MAN at what he does!
5.0 stars
5 months ago
Reviewed by
John Tarantino
I was a first time home buyer and got connected with Austin through a family member. I was new to the area so I didn’t really know where to start so I gave him a call and that’s when the ball started rolling. He was there for any questions I had regarding getting pre approved for a loan and just all the behind the scenes of actually buying a house. He then connected me with an agent where I was able to eventually find the house for me. Once that happened Austin was able to hop back in and iron out all the financial side of actually getting the house. Throughout the whole process he had my 100% trust that he was going to help me take that next big step in my life. Absolute great guy to work with and made this whole process so easy and really stress free for me which was a huge help.
5.0 stars
5 months ago
Reviewed by
Preston Friarson
Working with Austin at NEXA mortgage was fantastic.
I was a first time home buyer who was recommended Austin. From start to finish it was a breeze. He took care of my girlfriend and I and really made things easy. He was extremely responsive and answered all my rookie questions while providing me education I didn’t think to ask for.
Also, instead of a traditional broker (Rocket for example), Austin is able to use other brokers and provided us with favorable rates with different loan options. The software with NEXA was also extremely easy and user friendly. Loved the interface and ongoing updates in the portal during the financing period.
10000% will be going back to Austin and will be recommending him.
5.0 stars
5 months ago
Reviewed by
Miguel Rodriguez
I don't think that I could say enough great things about Austin. Austin really took his time in making sure that we were well informed throughout the process. Aside from the awesome communication honesty, integrity and willingness to listen allowed us to purchase our property with ease, made the process much easier than we had been anticipating. Any questions we had were answered quickly and efficiently. Really made our buying experience so wonderful. With Austin it was never about the sale but more about securing a "family home" that we can create new memories and live happily in. I highly recommend, Thank you so much Austin.
5.0 stars
5 months ago
Reviewed by
Jacob Weddle
As a real estate investor, working with the right loan provider can make or break a deal—and I’m beyond impressed with the service I received. From start to finish, Austin was knowledgeable, responsive, and genuinely invested in helping me close on time. He understood the unique needs of investment financing and offered flexible terms that aligned perfectly with my strategy. The process was smooth, transparent, and far less stressful than I expected. I’ll definitely be using him again for future projects and highly recommend them to any investor looking for a reliable, professional lending partner.
5.0 stars
6 months ago
Reviewed by
Troy Carter
Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!