Austin made what felt impossible feel achievable. As first-time home buyers, my wife and I had no idea where to start. We weren't even sure that buying a home in the area we wanted was a realistic option for us. The entire process seemed overwhelming, and we needed someone who could guide us every step of the way. From our very first conversation, Austin was exactly the person we needed. Being first-time buyers, every part of the process came with questions and challenges, but Austin was incredibly patient and knowledgeable. No matter what we asked, he took the time to explain everything clearly and made sure we understood each step before moving forward. What impressed us most was his level of communication and dedication. Austin was always available, responded quickly, and never made us feel like a burden. He walked us through every stage of the loan process, helped us secure an excellent interest rate, and guided us through the additional documentation and requirements that came with using an FHA loan and down payment assistance program. Whenever we hit a hurdle, Austin had a solution and kept everything moving smoothly. Thanks to Austin's expertise and support, we are now in a beautiful new home in a wonderful neighborhood that we never thought would be possible for us. He turned what could have been a stressful and confusing experience into an exciting and rewarding one. If you're looking for a mortgage broker who is knowledgeable, responsive, professional, and genuinely invested in helping you achieve your goals, I cannot recommend Austin highly enough. We are incredibly grateful for everything he did for our family. ⭐⭐⭐⭐⭐

I worked with Austin on a DSCR refinance for an investment property. I needed a lender who could offer a strong rate and terms while also handling a refinance after completing a major rehab. Austin was extremely responsive throughout the entire process, worked through several underwriting and closing issues, and kept me updated every step of the way. I would definitely recommend Austin for DSCR and investment property financing.

Austin was great! I had to change lenders last minute and Austin jumped right in to make sure I closed. He outlined exactly what would happen, gave direct timelines, and was in constant communication. I truly thought I was going to lose the house but thanks to Austin I am now a homeowner! Highly recommend.

If you're searching for a mortgage broker in the Phoenix area who actually goes to bat for you — look no further than Austin Clarence. I recently worked with Austin on a home purchase and refinance, and the experience was genuinely unlike anything I expected from the mortgage process. Austin didn't treat this like a transaction. He treated it like it was his money on the line. What set him apart: his availability actually matched the reality of home buying. Real estate doesn't run 9-to-5, and neither did Austin — he was responsive on weekends and evenings, exactly when I needed answers most. He also did a deep dive on loan options, walking me through multiple scenarios with rates, terms, and long-term cost comparisons in a way that actually made sense. And most importantly, he gave me honest, realistic advice — no hype, no pressure, just straightforward guidance that helped me make the right decision with confidence. Whether you're a first-time homebuyer, refinancing an existing mortgage, or navigating a complex purchase situation in the Phoenix metro area, Austin is the broker I'd send my own family to. He made one of the most stressful financial decisions of my life significantly easier. Highly recommend. 10/10.

We’ve now worked with Austin Clarence for the fourth time, and once again he delivered an outstanding experience. Even though he’s based in Arizona and we’re in California, the entire refinance process was smooth, efficient, and completely stress-free. Austin consistently goes above and beyond—his communication is clear, timely, and thorough, and he always makes sure we understand every step of the process. This time, he secured us a fantastic refinance on our home that exceeded our expectations. What really sets Austin apart is his reliability and dedication. No matter how many times we’ve worked together, he treats each transaction with the same level of care and attention as if it were the first. We highly recommend Austin to anyone looking for a knowledgeable, responsive, and results-driven mortgage broker!

When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done. 

Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!

When Austin and I met I had just gone through a divorce and a career change. I knew that passive income was something I had to rely on for future income as I got closer to retirement. I decided to start investing in real estate, something I had always wanted to do. Through the business relationship and trust I had in Austin, I started to acquire both single family and multi-family properties and grow my real estate investing portfolio. Austin made the process easy and with his resourceful and creative reach in finance, we expanded my portfolio to 4 properties this year. Today, I own 3 single family homes and we just closed on a multifamily property, a triplex with zoning to add additional units. Simply said, Austin knows his stuff and he makes deals happen. If you do your part, Austin will do his. Austin came through every time regardless of any challenges that surfaced along the way. He even spoke with realtors and property owners, educating them on DSCR investment loans and making sure we closed deals quickly and beat out the competition. Austin has become a good friend and financial advisor and I look forward expanding my portfolio with more deals and creative opportunities in the future. I would refer Austin to anybody that is serious about real estate investing and would like to work with somebody who is honest, knows his stuff, and gets the job done. 

Austin has been an amazing support for our real estate investment portfolio. He recently closed a DSCR loan for us, and managed the whole process with total competency. He's been a pleasure to work with, can get the loan closed on time, and we're looking forward to continuing working with Austin for DSCR loans, conventional financing, and hard money loans. Thanks Austin!

Austin made what felt impossible feel achievable. As first-time home buyers, my wife and I had no idea where to start. We weren't even sure that buying a home in the area we wanted was a realistic option for us. The entire process seemed overwhelming, and we needed someone who could guide us every step of the way. From our very first conversation, Austin was exactly the person we needed. Being first-time buyers, every part of the process came with questions and challenges, but Austin was incredibly patient and knowledgeable. No matter what we asked, he took the time to explain everything clearly and made sure we understood each step before moving forward. What impressed us most was his level of communication and dedication. Austin was always available, responded quickly, and never made us feel like a burden. He walked us through every stage of the loan process, helped us secure an excellent interest rate, and guided us through the additional documentation and requirements that came with using an FHA loan and down payment assistance program. Whenever we hit a hurdle, Austin had a solution and kept everything moving smoothly. Thanks to Austin's expertise and support, we are now in a beautiful new home in a wonderful neighborhood that we never thought would be possible for us. He turned what could have been a stressful and confusing experience into an exciting and rewarding one. If you're looking for a mortgage broker who is knowledgeable, responsive, professional, and genuinely invested in helping you achieve your goals, I cannot recommend Austin highly enough. We are incredibly grateful for everything he did for our family. ⭐⭐⭐⭐⭐

I worked with Austin on a DSCR refinance for an investment property. I needed a lender who could offer a strong rate and terms while also handling a refinance after completing a major rehab. Austin was extremely responsive throughout the entire process, worked through several underwriting and closing issues, and kept me updated every step of the way. I would definitely recommend Austin for DSCR and investment property financing.

Austin was great! I had to change lenders last minute and Austin jumped right in to make sure I closed. He outlined exactly what would happen, gave direct timelines, and was in constant communication. I truly thought I was going to lose the house but thanks to Austin I am now a homeowner! Highly recommend.

If you're searching for a mortgage broker in the Phoenix area who actually goes to bat for you — look no further than Austin Clarence. I recently worked with Austin on a home purchase and refinance, and the experience was genuinely unlike anything I expected from the mortgage process. Austin didn't treat this like a transaction. He treated it like it was his money on the line. What set him apart: his availability actually matched the reality of home buying. Real estate doesn't run 9-to-5, and neither did Austin — he was responsive on weekends and evenings, exactly when I needed answers most. He also did a deep dive on loan options, walking me through multiple scenarios with rates, terms, and long-term cost comparisons in a way that actually made sense. And most importantly, he gave me honest, realistic advice — no hype, no pressure, just straightforward guidance that helped me make the right decision with confidence. Whether you're a first-time homebuyer, refinancing an existing mortgage, or navigating a complex purchase situation in the Phoenix metro area, Austin is the broker I'd send my own family to. He made one of the most stressful financial decisions of my life significantly easier. Highly recommend. 10/10.

We’ve now worked with Austin Clarence for the fourth time, and once again he delivered an outstanding experience. Even though he’s based in Arizona and we’re in California, the entire refinance process was smooth, efficient, and completely stress-free. Austin consistently goes above and beyond—his communication is clear, timely, and thorough, and he always makes sure we understand every step of the process. This time, he secured us a fantastic refinance on our home that exceeded our expectations. What really sets Austin apart is his reliability and dedication. No matter how many times we’ve worked together, he treats each transaction with the same level of care and attention as if it were the first. We highly recommend Austin to anyone looking for a knowledgeable, responsive, and results-driven mortgage broker!