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Aspire Mortgage

Lender
4.7 stars
18 Reviews

Markets served


Iowa
Nebraska
Nationwide

Except the following states:

Arizona
California
District of Columbia
Georgia
Idaho
Michigan
Minnesota
Nevada
North Carolina
North Dakota
Oregon
Pennsylvania
South Dakota
Utah
Vermont
Virginia

Licenses


Company NMLS
#2783873
Additional info available at the NMLS consumer access website

More ways to connect


About us


Here's the problem with most investor lending: you're explaining your own strategy to a banker who's never done a BRRRR, never carried a flip, never sweated a draw schedule. They jam your deal into one rigid box — and if it doesn't fit, you're done.

That's not us.

Aspire Mortgage (NMLS #2783873) is built by investors, for investors. Through Beard Bros Build Co. we've completed 100+ flips in the Omaha market since 2019. We flip, we hold rentals, we build. We underwrite your deal the way we underwrite our own — because we're doing the same deals you are.

And because we're a broker, not a single lender, we shop your deal across multiple capital sources to fit your strategy and your numbers. DSCR, fix & flip, bridge, BRRRR. Lending in ~35 states. Backed by a 25-year mortgage veteran and a seasoned team.

You bring the deal. We find the money built for it.

Aspire Mortgage | NMLS #2783873 | Equal Housing Opportunity

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (18)


4.7 stars
18 Reviews
4.7 stars
18 Reviews
0.0 star
0 Reviews

reviewer image
1.0 star
|
Edited 2 months ago
Reviewed by Bryce Wright
Neil and Aspire Mortgage have truly been the most frustrating company I have ever had to work with. Our home selling process has been a nightmare. First the buyers were supposed to be approved for an FHA loan that fell apart hours before closing. Following this news, we were informed that closing would possibly be happening as soon as 48 hours later. This game of receiving communication and hope to close continued every two days for two weeks. Having conferred with professionals in the mortgage business, it has come to my attention that a deadline of anything less than 10 business days to go from an FHA to conventional loan was unrealistic at best. I am unsure if this means that the team at Aspire Mortgage is simply unaware of how the mortgage system works, or if we were misled at every step. Not only did this entire process cause us great financial stress, it also caused us a great deal of emotional distress over the additional 2 weeks from our original closing date. We experienced a rollercoaster of emotions daily having no idea if our deal would fall through. I am sharing our experience so that future buyers and sellers can make informed decisions when choosing a mortgage company to work with. We are glad this nightmare is over.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Darin Zuhlke
We have closed multiple finances and refinances with Neil Galas at Aspire Mortgage. Neil has access to multiple lenders and loan products that work the best for you and your property. It is nice to have an experienced Mortgage Broker to be able to "Hold your hand" during the financing process.
reviewer image
5.0 stars
|
2 years ago
Reviewed by Scott Edmonds
Neil is very knowledgeable in the area we needed. With his experience in the lending industry, and his patience in helping us understand our options, it was an easy decision and a great fit for us. 1000% will be doing more business will Neil!
reviewer image
5.0 stars
|
2 years ago
Reviewed by Cortney Samaniego
Neil and his team are extremely knowledgeable, hard workers, and fantastic with customer service! Any issue that arises is quickly addressed and overcome! In a profession where relationships and customer service are key, Neil is top-notch!
reviewer image
5.0 stars
|
2 years ago
Reviewed by Brent Wax
Hands down the best lender in the market! I've trusted Neil for every deal I've done and he's always available for myself and my clients. Thank you for supporting my dream to help others!
reviewer image
5.0 stars
|
4 years ago
Reviewed by richard schraeder
Neil did a great job of explaining my options. He gave straight forward advice and he worked with me on all the questions I had. Neil exceeded my expectaions and I would recommend Neil for all your financial needs.
reviewer image
5.0 stars
|
4 years ago
Reviewed by James McCracken
Neil is a very caring individual. He really tried to help our quality of life as well as he worked night and day to get us approved and into a home we are truly proud of.
reviewer image
5.0 stars
|
4 years ago
Reviewed by Jessica Haughawout
Neil was great to work with for our latest property. He was quick to respond, had all the answers to our many questions, and got us to closing without issues. He and his team were professional and timely, I would highly recommend them!
reviewer image
5.0 stars
|
4 years ago
Reviewed by Jacob Carlson
Neil and his team are not only excellent at what they do but make the entire process easy and keep communication a priority. They are professionals in their field and would 100% recommend!
reviewer image
5.0 stars
|
4 years ago
Reviewed by Ms Erika
Being self employed, a lifelong renter, and on the low end of moderate income I didn’t think I could get a loan. No woman in my family has ever owned a home. Neil informed me of some great options! He wasn’t judgmental at all, he just wanted to get me in a house. He was patient with my questions and with my weighing decisions. He kept me updated and explained every step along the way. I look forward to working with him again in three years and will send everyone I know to him! He helped change the future for my family!
reviewer image
1.0 star
|
Edited 2 months ago
Reviewed by Bryce Wright
Neil and Aspire Mortgage have truly been the most frustrating company I have ever had to work with. Our home selling process has been a nightmare. First the buyers were supposed to be approved for an FHA loan that fell apart hours before closing. Following this news, we were informed that closing would possibly be happening as soon as 48 hours later. This game of receiving communication and hope to close continued every two days for two weeks. Having conferred with professionals in the mortgage business, it has come to my attention that a deadline of anything less than 10 business days to go from an FHA to conventional loan was unrealistic at best. I am unsure if this means that the team at Aspire Mortgage is simply unaware of how the mortgage system works, or if we were misled at every step. Not only did this entire process cause us great financial stress, it also caused us a great deal of emotional distress over the additional 2 weeks from our original closing date. We experienced a rollercoaster of emotions daily having no idea if our deal would fall through. I am sharing our experience so that future buyers and sellers can make informed decisions when choosing a mortgage company to work with. We are glad this nightmare is over.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Darin Zuhlke
We have closed multiple finances and refinances with Neil Galas at Aspire Mortgage. Neil has access to multiple lenders and loan products that work the best for you and your property. It is nice to have an experienced Mortgage Broker to be able to "Hold your hand" during the financing process.
reviewer image
5.0 stars
|
2 years ago
Reviewed by Scott Edmonds
Neil is very knowledgeable in the area we needed. With his experience in the lending industry, and his patience in helping us understand our options, it was an easy decision and a great fit for us. 1000% will be doing more business will Neil!
reviewer image
5.0 stars
|
2 years ago
Reviewed by Cortney Samaniego
Neil and his team are extremely knowledgeable, hard workers, and fantastic with customer service! Any issue that arises is quickly addressed and overcome! In a profession where relationships and customer service are key, Neil is top-notch!
reviewer image
5.0 stars
|
2 years ago
Reviewed by Brent Wax
Hands down the best lender in the market! I've trusted Neil for every deal I've done and he's always available for myself and my clients. Thank you for supporting my dream to help others!
reviewer image
5.0 stars
|
4 years ago
Reviewed by richard schraeder
Neil did a great job of explaining my options. He gave straight forward advice and he worked with me on all the questions I had. Neil exceeded my expectaions and I would recommend Neil for all your financial needs.
reviewer image
5.0 stars
|
4 years ago
Reviewed by James McCracken
Neil is a very caring individual. He really tried to help our quality of life as well as he worked night and day to get us approved and into a home we are truly proud of.
reviewer image
5.0 stars
|
4 years ago
Reviewed by Jessica Haughawout
Neil was great to work with for our latest property. He was quick to respond, had all the answers to our many questions, and got us to closing without issues. He and his team were professional and timely, I would highly recommend them!
reviewer image
5.0 stars
|
4 years ago
Reviewed by Jacob Carlson
Neil and his team are not only excellent at what they do but make the entire process easy and keep communication a priority. They are professionals in their field and would 100% recommend!
reviewer image
5.0 stars
|
4 years ago
Reviewed by Ms Erika
Being self employed, a lifelong renter, and on the low end of moderate income I didn’t think I could get a loan. No woman in my family has ever owned a home. Neil informed me of some great options! He wasn’t judgmental at all, he just wanted to get me in a house. He was patient with my questions and with my weighing decisions. He kept me updated and explained every step along the way. I look forward to working with him again in three years and will send everyone I know to him! He helped change the future for my family!

Our Team


Dalton Daeges