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Best Florida Mortgage Lenders

Browse 55 top-rated mortgage lenders in Florida as of June 29, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    Trentium Capital

    Hard/Private/Non-QM

    2 forum posts

    Hard/Private/Non-QM

    Fast, flexible financing for real estate investors and builders. We lend $500K–$10M for construction, fix & flip, and bridge deals — built to help you scale with confidence. Basic Guidelines: Loan amounts: $500K – $10M Loan types: New Construction, Fix & Flip, Bridge Loans Max LTV: 70% Max LTC: 85% Min credit score: 660 Liquidity required: 5–10% Term length: Up to 24 months Lending in 18 states Based in Fort Lauderdale, Trentium Capital combines a relationship-fi... view more
  • business profile image

    NMLS # 2625701

    HomeAbroad Loans

    Hard/Private/Non-QM

    5.0 stars
    5 Reviews

    Hard/Private/Non-QM

    HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
  • business profile image

    NMLS # 1945510

    West Capital Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    Conventional & Gov.

    Hard/Private/Non-QM

    We specialize in helping real estate investors secure and refinance DSCR (Debt Service Coverage Ratio) loans—without the income documentation headaches of traditional mortgages. Whether you're scaling a rental portfolio, optimizing cash flow, or looking for a fast refinance, we deliver flexible, investor-focused solutions built around your property's performance. Our team understands investor timelines, complex structures (like LLCs and short-term rentals), and the urgency of closing deals... view more
  • business profile image

    NMLS # 898795

    Dominion Financial Services

    Hard/Private/Non-QM

    4.6 stars
    334 Reviews

    Hard/Private/Non-QM

    Dominion Financial Services is a full-service lender for residential real estate financing with a full suite of competitive products including: 30-Year DSCR Rental Loans, Fix & Flip, Ground-Up Construction, & Multifamily Bridge. Founded in 2002, we are a privately owned firm known for our speed, service, and reliability. At Dominion Financial Services, we understand your business. We are real estate investors, too. In fact, we own a portfolio of over 780 properties and have dealt with the ... view more
  • business profile image

    NMLS # 1737991

    Cowling Group

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We help real estate investors get the funding they need when traditional banks say no. From DSCR loans for long-term or short-term rentals to fix & flips, bridge loans, foreign national deals, and everything in between — we specialize in creative, asset-based financing that works for your unique situation. Whether you're building a portfolio, rehabbing a property, or just need a fast close, we’ve got access to flexible Non-QM options that make it happen. Let’s find a solution that fits you... view more
Showing 51 - 55 of 55 Florida Lenders

Florida Mortgage Rates Today

How to Find a Lender in Florida


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.