Best Florida Mortgage Lenders
Browse 63 top-rated mortgage lenders in Florida as of April 26, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
DSCR, bridge, foreign national, construction, portfolio, cash-out refinance, and rate & term loans — we specialize in mortgage solutions tailored for real estate investors. Our process is fast, smooth, and built on clear communication with everyone involved. We pride ourselves on transparency, expertise, and a deep understanding of the investor market. With flexible terms and competitive rates nationwide, we make funding your next investment simple, reliable, and efficient. view more -
NMLS # 2043126
Nicola Mislinski, Commercial & Residential Mortgage Broker
Conventional & Gov.
Hard/Private/Non-QM
30 forum postsConventional & Gov.
Hard/Private/Non-QM
As an experienced commercial and residential mortgage broker with Barrett Financial Group, I specialize in helping individuals, investors, developers, and rehabbers secure the financing they need to build, grow, and scale their portfolios. My expertise includes DSCR (Debt Service Coverage Ratio) loans, Fix & Flip financing, and a full range of investment and traditional mortgage products. With a deep understanding of both the residential and commercial lending landscape—and a broad network... view more -
NMLS # 1820
The Hogue Team at CMG Home Loans
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Investor Execution Partner | DSCR & Creative Leverage Specialist We help investors turn theory into real, profitable deals. Most investors don’t fail because of rates. They fail because the deal wasn’t structured correctly. We partner with real estate investors—especially first-time and time-constrained investors—to analyze, structure, and execute investment loans the right way, not just approve them. If you want a lender who will pressure-test your deal, protect your downside, a... view more -
Direct private real estate lending made simple through comprehensive loan programs and best-in-class execution. Over $1B financed in 2025. DSCR (1-9 units), RTL, Bridge, and Multifamily financing. view more
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NMLS # 2760712
Progress Capital Lending
Hard/Private/Non-QM
Hard/Private/Non-QM
Direct Private Lender Bridge & Fix-and-Flip Financing Institutional underwriting. 48–72 hour decisions. Reliable closings for serious investors in FL & NC. We provide fast, reliable private capital for investors who need to move quickly and win deals. Primary programs we fund: • Fix & Flip (purchase + rehab) • Bridge & cash-out refinance • Value-add projects • Select ground-up construction • Distressed / opportunistic acquisitions Key parameters: • Loan size: $150K – $10M+... view more -
NMLS # 2740541
Truehold Financial
Hard/Private/Non-QM
Hard/Private/Non-QM
Truehold Financial offers smart loan programs specifically for real estate investors. Whether you're building a rental portfolio with DSCR loans or flipping properties with our fix-and-flip financing, we provide fast funding in as few as 10 days with terms designed for investors like you. view more -
Hard/Private/Non-QM
SNR Capital Group, LLC is a relationship-driven private lending and investment advisory firm built for real estate investors who move with purpose. Founded by a team with deep experience in investment property financing, SNR Capital Group specializes in structuring smart, strategic capital solutions for rental portfolios, short-term rentals, BRRRR investors, and cash-out refinances. With over $100M in closed volume across the last 24 months and a rapidly expanding national footprint, we un... view more -
NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table. view more -
NMLS # 338923
AnnieMac Home Mortgage - Ray Desfosse
Conventional & Gov.
Hard/Private/Non-QM
1649 Reviews4.9 starsConventional & Gov.
Hard/Private/Non-QM
At AnnieMac Home Mortgage, we believe there’s no such thing as a dead deal—only missed solutions. Our “No Deal Left Behind” approach helps investors secure financing others overlook. As a nationwide lender specializing in NonQM, Conventional, and Government programs, we’re built to solve complex scenarios. From our signature Cash2Keys Program to creative lending strategies, we take pride in finding a solution for every borrower. view more -
NMLS # 407536
Conventional & Gov.
Hard/Private/Non-QM
I specialize in helping homebuyers and real estate investors secure the right financing—whether it’s a conventional purchase, refinance, VA loan, or DSCR investment property. My focus is on speed, clarity, and structuring deals that actually help you build long-term wealth. I work closely with investors at all levels, from first-time buyers to experienced portfolio builders, providing tailored loan solutions and transparent guidance every step of the way. If you’re looking for a reliable l... view more
Florida Mortgage Rates Today
How to Find a Lender in Florida
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"