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Investor-friendly Lenders in Florida

35 investor-friendly Lenders found in Florida as of December 11, 2024

  • business profile image

    brrrr.com

    Hard/Private/Non-QM

    4.7 stars
    29 Reviews
    1 forum post

    Hard/Private/Non-QM

    A leading nationwide, private money lender and Third-Party Originator of business purpose loans (BPLs) with >$350M of cumulative originations and best-in-class product knowledge and service, driving borrower satisfaction, loyalty, and referrals. When we started this company, we knew that we wanted to focus on education, building relationships, and helping investors toward financial freedom. So that is exactly what we did. When our founders joined forces, each brought unique and valuable ... view more
  • business profile image

    RBI Private Lending

    Hard/Private/Non-QM

    4.7 stars
    43 Reviews
    20 forum posts

    Hard/Private/Non-QM

    We're private lenders based in Florida who offer quick funding for real estate investors nationwide. We offer Bridge Loans, Fix & Flip Loans, New Construction Loans, Rental Loans (DSCR Loan). view more
  • business profile image

    NMLS # 1933377

    Total Quality Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    306 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Low Rates, Direct Lender with 15-day Close Guarantee, No Broker or Origination fees & A No Lender Fee Refi Program. We will connect you with all our Investor resources. We will get you the best terms available first & not steer you in the costliest option 1st since we have access to all Traditional & Non-Traditional Loan Products. You don't need to go multiple lenders to scale your portfolio as we do it all! Minimum Loan amounts of 100k. Our whole team not only has a big background with ... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 367411

    Park Place Finance, LLC

    Hard/Private/Non-QM

    4.8 stars
    303 Reviews

    Hard/Private/Non-QM

    Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more
  • business profile image

    NMLS # 1990118

    LendSimpli

    Hard/Private/Non-QM

    4.6 stars
    75 Reviews
    22 forum posts

    Hard/Private/Non-QM

    LendSimpli is a nationwide, direct private lender headquartered in Tampa, FL. With a laser focus on DSCR Loans, LendSimpli's experienced team prides itself on its competitive programs, clear and transparent communication whilst working with new and experienced investors - helping them to achieve financial freedom. LendSimpli's DSCR program is defined by several factors - minimum asset value of $100,000, minimum loan amount of $75,000. Property cannot be rural and must have sales and rental... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    798 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
  • business profile image

    NMLS # 1647914

    LoanBidz.com by Investment Property Loan Exchange

    Hard/Private/Non-QM

    4.7 stars
    38 Reviews
    39 forum posts

    Hard/Private/Non-QM

    LoanBidz.com specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied singl... view more
  • business profile image

    Aloha Capital

    Hard/Private/Non-QM

    4.6 stars
    18 Reviews
    42 forum posts

    Hard/Private/Non-QM

    No matter if your investment strategy is to fix & flip, buy and hold turnkey rentals, invest in short-term vacation rentals, BRRRR to build your rental portfolio, or build properties from the ground up… we have you covered! Aloha Capital was created by real estate investors, for real estate investors. We offer fast, flexible, and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. We offer short-term ... view more
  • business profile image

    NMLS # 2130517

    Convoy Home Loans

    Hard/Private/Non-QM

    4.9 stars
    219 Reviews
    27 forum posts

    Hard/Private/Non-QM

    Nationwide mortgage lender for real estate investors only. Direct to funds on Wall Street for all products including but not limited to DSCR, bank statement, fix and flip, ground up, portfolio and asset utilization. Minimum Loan Amount - $150,000 Minimum Credit Score - 620 view more
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Find a Lender in Florida


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.