Best Florida Mortgage Lenders
Browse 70 top-rated mortgage lenders in Florida as of November 1, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
We Fund Deals® The Hard Money Co. is a private lender for real estate investors. We do fix & flip, BRRRR, and rental loans, funded nationwide. Close in 7–10 days, not 30–45. No appraisal required, because we value in-house. No credit pull to qualify. Approvals in as little as 24-48 hours. 17+ years in the business. $400M+ funded across 1,000+ projects. 4.7★ from 248 reviews. Brokers: we pay your fee on every deal, and the client stays yours. Have a deal? Send it at thehardmoney... view more -
Gauntlet Funding
2 forum postsCustomer focused lender to real estate investors. Get Funded or Call Us Today (631)201-5569. Loan Programs: Gauntlet Funding Group offers a wide variety of loans: Private Money Rehabilitation Loan, Private Money Bridge Loan, Private Money Refinance view more -
NMLS # 1623101
Hard/Private/Non-QM
Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more -
NMLS # 1761721
Conventional & Gov.
Hard/Private/Non-QM
We are your one-stop-shop for all you real estate financing needs! From bridge loans, ground up construction, short and long term rentals, no doc loans and full doc primary home loans, we have you covered! No need to shop around to find different financing when you are ready to refinance because we can do any product and offer the most competitive rates. view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights 🏠🚀 Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term 🏠😱 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more -
NMLS # 2142653
Randall LeBlanc - Cornerstone First Mortgage
Hard/Private/Non-QM
35 Reviews5.0 stars10 forum postsHard/Private/Non-QM
I help real estate investors structure financing that actually gets deals closed, especially when the deal isn’t clean, standard, or cookie-cutter. I work primarily with real estate investors on business-purpose and investment loans, including: • Fix & Flip financing • DSCR loans (long-term & short-term rentals) • Hard money and bridge loans • Non-QM investment loans • Investment property refinances Many of the deals I work on involve tighter ratios, LLC ownership, short timeline... view more -
NMLS # 1591
Hard/Private/Non-QM
As a veteran lender with over 20 years' experience and investor of over 15 years, I've come to learn the unique needs of individual investors who have unique profiles. Well versed in financial concepts, infinite banking and HELOC strategies, my unique 1st and 2nd lien HELOC product offerings aid to help capitalize, increase liquidity and setup for future passive income asset acquisitions. Originally from CT now residing in Nashville, I'm licensed to originate HELOC's, Conventional, Non-QM a... view more -
Hard/Private/Non-QM
We Provide DSCR, Fix and Flip, Fix and Hold, New Construction, and Rental Loans for Investors, we lend in 39 states. We do loans from $100,000 to $5 Million, give us a call we will get you terms same day. view more -
Hard/Private/Non-QM
With more than $30+ billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get reli... view more -
NMLS # 2273319
Conventional & Gov.
Hard/Private/Non-QM
We are a Direct Lender and Broker, based out of Miami, Florida. 5-star rating on Google! Specialize in DSCR buy and hold and Fix and Flip. We help you strategize with new and seasoned investors for their real estate success. Here's what sets us apart: Tailored Solutions: We go beyond cookie-cutter options. Our vast network of 40+ lenders allows us to craft personalized mortgage solutions that seamlessly align with your unique needs, wants, and financial goals. Expertise & Experience... view more
Florida Mortgage Rates Today
How to Find a Lender in Florida
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"