Best Florida Mortgage Lenders
Browse 59 top-rated mortgage lenders in Florida as of April 26, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1304
Statewide Mortgage LLC.
Conventional & Gov.
Hard/Private/Non-QM
899 Reviews5.0 stars25 forum postsConventional & Gov.
Hard/Private/Non-QM
As an investor myself, with over 20 yrs of lending experience, I will work diligently to make sure you will have the best loan for your investment needs. Our passion combined with years of experience will make your typically stressful loan process quick, transparent, and even exciting. Our goal is to build a personal relationship with you to serve you in the best way possible. view more -
NMLS # 1820777
RC Lending
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
RC Lending is your trusted mortgage partner, licensed in 49 states and dedicated to providing a seamless and elevated home financing experience. We offer the best of both worlds with in-house lending options for faster closings and the flexibility to broker loans through our network of over 120 lenders to find the most competitive rates and terms. Our expert team is committed to delivering a substantial client experience by guiding you through every step of the loan process with transparency,... view more -
NMLS # 2096211
Conventional & Gov.
Hard/Private/Non-QM
You have goals. I help you fund them—clearly, creatively, and with a loan that fits. From FHA to DSCR, we’ll explore the smartest option for your strategy—no jargon, no guesswork. Call today to get preapproved and explore your options. Most lenders just quote rates--We ask better questions: 🔹 What’s the long-term play? 🔹 How can you keep more cash while still buying? 🔹 Can a HELOC fund your next home? Because you’re not just getting a loan—you’re building a legacy. 🛠️ What We ... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 0
Hard/Private/Non-QM
We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 50 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We... view more -
Hard/Private/Non-QM
DSCR, bridge, foreign national, construction, portfolio, cash-out refinance, and rate & term loans — we specialize in mortgage solutions tailored for real estate investors. Our process is fast, smooth, and built on clear communication with everyone involved. We pride ourselves on transparency, expertise, and a deep understanding of the investor market. With flexible terms and competitive rates nationwide, we make funding your next investment simple, reliable, and efficient. view more -
NMLS # 2043126
Nicola Mislinski, Commercial & Residential Mortgage Broker
Conventional & Gov.
Hard/Private/Non-QM
30 forum postsConventional & Gov.
Hard/Private/Non-QM
As an experienced commercial and residential mortgage broker with Barrett Financial Group, I specialize in helping individuals, investors, developers, and rehabbers secure the financing they need to build, grow, and scale their portfolios. My expertise includes DSCR (Debt Service Coverage Ratio) loans, Fix & Flip financing, and a full range of investment and traditional mortgage products. With a deep understanding of both the residential and commercial lending landscape—and a broad network... view more -
NMLS # 1972074
Conventional & Gov.
Hard/Private/Non-QM
We’re a small, family-run lending team—just my wife and I—focused on helping investors and homeowners navigate real estate financing with clarity and confidence. Our Personal Reviews: https://www.experience.com/reviews/shaun-ingram-1760633288 We’ve been in the real estate industry for over a decade, and before becoming a full-time lender I spent years working as a Realtor. That background gives us a unique perspective on both sides of the transaction. We understand how deals come toget... view more -
Direct private real estate lending made simple through comprehensive loan programs and best-in-class execution. Over $1B financed in 2025. DSCR (1-9 units), RTL, Bridge, and Multifamily financing. view more
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NMLS # 2760712
Progress Capital Lending
Hard/Private/Non-QM
Hard/Private/Non-QM
Direct Private Lender Bridge & Fix-and-Flip Financing Institutional underwriting. 48–72 hour decisions. Reliable closings for serious investors in FL & NC. We provide fast, reliable private capital for investors who need to move quickly and win deals. Primary programs we fund: • Fix & Flip (purchase + rehab) • Bridge & cash-out refinance • Value-add projects • Select ground-up construction • Distressed / opportunistic acquisitions Key parameters: • Loan size: $150K – $10M+... view more
Florida Mortgage Rates Today
How to Find a Lender in Florida
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"