Best Florida Mortgage Lenders
Browse 72 top-rated mortgage lenders in Florida as of November 2, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
Vert is a national lending business using technology to simplify investment property loans. We deliver custom term sheets instantly through our Instant Quote tool. view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
Conventional & Gov.
Hard/Private/Non-QM
Branch Lending delivers fast, reliable financing for real estate investors - specializing in DSCR rental loans and Fix & Flip loans. We underwrite based on property performance, not tax returns, and close in as little as ten days with no red tape. With over 20 years of experience, we provide hands-on support, flexible terms, and the certainty of close that experienced investors depend on. Whether you're scaling a rental portfolio or maximizing a flip, Branch Lending gives you an edge where... view more -
Hard/Private/Non-QM
We’re a local, Florida-based private lender. We lend our own funds, often with no credit check, background check, or income requirements, so you can count on us to make fast decisions and provide the funding you need without the delays or complications of the big guys. Basically, we just do what we say we'll do. We specialize in Fix & Flip loans, Bridge Loans, Cash-Out Refinances and Cross-Collateral Loans to include no money down options, and we’re here to support real estate investors ... view more -
NMLS # 2822806
Conventional & Gov.
Hard/Private/Non-QM
Rate Hero | Let the home qualify itself. Built for investors who don’t fit inside a bank’s box. At Rate Hero, we help real estate investors, entrepreneurs, and self-employed borrowers secure financing based on the deal, not just a traditional income checklist. Whether you’re buying your first rental, refinancing out of hard money, pulling cash out to scale, or qualifying through DSCR, bank statements, or CPA-prepared P&Ls, we structure loans around how investors actually move. Fas... view more -
NMLS # 1304
Statewide Mortgage LLC.
Conventional & Gov.
Hard/Private/Non-QM
1038 Reviews5.0 stars25 forum postsConventional & Gov.
Hard/Private/Non-QM
As an investor myself, with over 20 yrs of lending experience, I will work diligently to make sure you will have the best loan for your investment needs. Our passion combined with years of experience will make your typically stressful loan process quick, transparent, and even exciting. Our goal is to build a personal relationship with you to serve you in the best way possible. view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
Hard/Private/Non-QM
Clion Capital delivers powerful, institutional lending for serious real estate investors: - Fix & Flip, Bridge, New Construction, and long-term DSCR Rental solutions—each crafted for fast closings and predictable results. Loan amounts from $100K to $3MM, non-rural. - We offer industry-low origination costs, aggressive rates, flat underwriting fees, and no appraisal fees*. - Our borrowers benefit from streamlined applications, concierge support, and construction tools to help drive profit... view more -
NMLS # 0
Hard/Private/Non-QM
Quicker Home Loans helps real estate investors nationwide secure DSCR and portfolio loans with fast closings, flexible terms, and highly competitive pricing. Thanks to our large approval box, we’re able to fund deals that many lenders can’t — offering investor-focused solutions that make qualifying easy and closings smooth. We specialize in DSCR, portfolio, blanket, bank statement, and P&L-based loans for residential and commercial investment properties. Whether you’re purchasing, refinanc... view more -
NMLS # 1566096
West Capital Lending
Conventional & Gov.
Conventional & Gov.
I’m a mortgage strategist who helps real estate investors build wealth through smart leverage, not guesswork. With over a decade in lending and a background in real estate development, I understand both the numbers and the nuts-and-bolts of investing. Whether you’re acquiring your first rental, flipping for profit, or financing a new build, I create tailored loan strategies that prioritize speed, cash flow, and scalability. My approach blends traditional financing with creative options — f... view more
Florida Mortgage Rates Today
How to Find a Lender in Florida
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"