Best Florida Mortgage Lenders
Browse 75 top-rated mortgage lenders in Florida as of June 14, 2026. See lender reviews, ratings, and investment specialties.
-
ErickLends
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Our loan products are built for how investors actually operate: long-term rentals, short-term rentals, BRRRR refinances, multi-family, and LLC-vested properties. Whether you’re closing on your first rental or your 100th, we move fast, structure flexibly, and treat every deal like the investment it is. view more -
NMLS # 2591548
Hard/Private/Non-QM
United Trust Mortgage specializes in investment property financing for real estate investors nationwide, with a strong focus on DSCR, business-purpose, and non-QM loan solutions. We work with first-time and experienced investors alike, offering flexible financing options for rental properties, short-term rentals, multifamily, and portfolio expansion strategies. Our approach is built around speed, communication, and problem-solving. We help investors structure deals that traditional banks o... view more -
NMLS # 6606
New American Funding
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
We specialize in financing solutions for real estate investors, offering competetive DSCR loans and a full range of non-QM mortgage products for rental properties, multi-family, single-family, condos and portfolio expansion. Our team understands the unique needs fo investors and provides flexible loan options, fast closings, and streamlined approvals designed to help clients scale their real estate investments with confidence. Whether you're purchasing, refinancing or growing your portfolio... view more -
NMLS # 2812818
MMC Lending
Hard/Private/Non-QM
Hard/Private/Non-QM
Not Your Traditional Mortgage No tax returns. No W-2s. No traditional employment required. Real estate investors, self-employed borrowers, and high-net-worth individuals: this is your lender. No-Income Verification Home... Loan Rental Income Loan (1–8 Units) ...Deposit-Based Loan...Asset-Based Loans...Super Jumbo & Elite Mortgage Loans view more -
Hard/Private/Non-QM
Fast Private Lending for Real Estate Investors with LLC. SFR Investment - DSCR Rental Loans, Blanket/Portfolio Loans, Fix and Flip Loans (250k-1.5mn) , 680+ credit. Commercial - Multi-Family Financing, Commercial Office, Retail, Self-Storage, Auto-Repair & more. Metro areas only. $500,000 to 5mn long term stable & rented. Commercial Bridge Loans from $3mn to 20mn - no tax returns or income verification. Stated Income, Low Doc, Instant approvals, Fast closings. Credit 680-720+ view more
Florida Mortgage Rates Today
How to Find a Lender in Florida
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"