HELOC on Investment Property in Missouri

[Nathan Barilka]

We have a rental property (a duplex) in Missouri with a 3.5% rate and a decent amount of equity after our renovations. Originally we were going to cash out refinance, but with rates as they are today it doesn't make sense to do so. I've searched the forums and called a fair amount of financial institutions in search of a HELOC for the property. Either it's not a service offered or they do not offer HELOC's on duplexes (nobody has been able to tell me why that is though). I still have a few more calls on my list to make, but wondering if someone might be able to point me in a direction of an establishment that offers a HELOC on a duplex investment property. Thanks all!

US Bank: No

Rocket Mortgage: No

TD: Not offered in MO

Navy Federal: No duplexes

SoFi: No

Rate - No duplexes

I should mention I've tried to use the 'LENDERS' tab here on BP but the link does not seem to be working for me. I'm unable to input/add/edit any info that would allow me to find lenders through this site.