Lender for a Residential Development in Nashville

Nashville, Tennessee
Classifieds
6moFollow

Lender for a Residential Development in Nashville

Jacob F.Pro Member
Investor · OR · Member since 2022 · 28 posts · 11 votes

Hi! I’m currently seeking a lender for a new ground-up development project. We own the land outright and have already completed the HPR. Architectural plans, site survey, permits, and a detailed budget are all in place. The project consists of building two single-family homes on the property.

Our preference is a construction-to-permanent (temp-to-perm) loan, though we are open to construction-only financing as a secondary option. Ideally, we would like to leverage the land as collateral rather than inject additional cash into the project.

We’re looking to connect with lenders experienced in similar residential development projects who are interested in moving quickly. We’re ready to advance this as soon as possible.

Please feel free to reply here or DM me directly.

2Reply
184 views

11 Replies

Jump to latestLatest
  • J CastroBusiness Member
    Lender · Florida · Member since 2025 · 673 posts · 240 votes
    6mo

    Hey @Jacob F., this sounds like a strong, well-prepared project — owning the land free and clear with plans, permits, and budget in place puts you in a great position.

    We fund ground-up residential construction nationwide and can often leverage your land equity as collateral, minimizing the need for additional cash in. We offer both construction-only and construction-to-perm options, depending on your exit strategy.

    I just sent you a DM with some additional information and next steps. Looking forward to connecting and helping you move this forward.

    JCREIG Capital Funding
    WebsiteView Page
    0Reply
  • Jacob F.Pro Member
    OP
    Investor · OR · Member since 2022 · 28 posts · 11 votes
    6mo

    Thanks for responding I saw your DM and responded there. 

    0Reply
  • Jonathan LeeBusiness Member
    Lender · FL · Member since 2025 · 86 posts · 30 votes
    6mo

    Hey Jacob,

    I work with several lenders that do ground-up construction financing, including construction-to-perm and construction-only options. Many of them will allow you to leverage the land as equity toward the project, depending on the loan structure and appraisal of the completed homes.

    If you’d like, feel free to DM me some details on the projected build costs and estimated values once completed. I’d be happy to see what options might be available and connect you with the right lenders for a project like this.

    Helm Mortgage Corp.5124 Reviews
    View Page
    0Reply
  • Jonathan Chan
    Lender · Clermont, FL · Member since 2020 · 168 posts · 87 votes
    6mo
    Quote from @Jacob F.:

    Hi! I’m currently seeking a lender for a new ground-up development project. We own the land outright and have already completed the HPR. Architectural plans, site survey, permits, and a detailed budget are all in place. The project consists of building two single-family homes on the property.

    Our preference is a construction-to-permanent (temp-to-perm) loan, though we are open to construction-only financing as a secondary option. Ideally, we would like to leverage the land as collateral rather than inject additional cash into the project.

    We’re looking to connect with lenders experienced in similar residential development projects who are interested in moving quickly. We’re ready to advance this as soon as possible.

    Please feel free to reply here or DM me directly.


    I have a few options for you. 

    0Reply
  • Jacob F.Pro Member
    OP
    Investor · OR · Member since 2022 · 28 posts · 11 votes
    6mo

    Thanks! Just DM'd both of you. 

    0Reply
  • Jordan Ray
    Developer · Palm City, FL · Member since 2018 · 326 posts · 99 votes
    6mo

    @Jacob F. PM me. 

    0Reply
  • Chad Davis
    Lender · Richmond VA · Member since 2012 · 301 posts · 30 votes
    6mo

    @Jacob F. Happy to take a look.

    0Reply
  • Matthew BernalBusiness Member
    Investor · Austin, TX · Member since 2021 · 497 posts · 126 votes
    6mo

    @Jacob F. Your project caught my attention — two SFRs, land free and clear, permits in hand, and a completed HPR? That's a clean deal, and exactly the kind of project we move quickly on.
    Are you available for a quick 15-minute call this week? I'd like to review your budget and get you a term sheet fast.

    [email protected]832-981-3190
    0Reply
  • Stevan Stojakovic
    Financial Advisor · FL · Member since 2024 · 441 posts · 99 votes
    6mo

    Jacob, owning the land free and clear with permits and plans already in place definitely puts you in a strong position.

    Most lenders that do small ground up residential projects like this will look at the land as your equity in the deal, so in many cases you can avoid bringing much additional cash as long as the numbers make sense relative to the projected value once the homes are completed.

    For two SFR builds, the key things lenders usually focus on are the total build budget, projected ARV, and your experience with development or construction. If the spread between cost and value is healthy, getting construction financing tends to be pretty straightforward.

    Nashville is still a solid market for this type of project as well, especially for smaller infill developments.

    Curious what the projected build cost per home and expected resale values look like on your end.

    Stevan

    0Reply
  • Jake YuskaitisBusiness Member
    Lender · New Jersey, USA · Member since 2022 · 254 posts · 67 votes
    5mo

    Most private/commercial lenders typically will not do construction to perm. We can typically do 100% GUC costs if land is owned outright and everything else checks out.

    [email protected]551-287-6884
    Frontier Funding LLC533 Reviews
    WebsiteView Page
    0Reply
Join the conversationCreate a free account to reply, vote on answers and follow this thread.
Log InJoin for Free