Good Morning,

I have a quick question please regarding doing a Cash-Out refi. on my Primary

The thing is, is that I just purchased the property 6 months ago. So given this , can I even do a Cash-Out refi . ? And if so, will the LTV be lower ( 70% - 75% ) vs say 80% , given that it's only been 6 months of Seasoning vs 1 year ?

Thanks so much