Hi, I have purchased several properties on Hubzu.com. I've noticed that the reserve price is usually 20k less than the MLS price. Now I see a listing of non-bidding type, i.e. there is a listing price and a field where I can enter an offer. The listing price on the website is 255k. It's not listed on MLS since it is occupied property. I wonder what offer they might accept. I know the general answer is "depends". But I just want to hear your experience with making offers at hubzu.