Hard Money Loans for Soft Money Terms

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Hard Money Loans for Soft Money Terms

Jo-Ann LapinPro Member
Loan Officer · Tustin, CA · Member since 2015 · 3k+ posts · 713 votes

California Fix & Flip Loans

Need funding for a fix-and-flip or fix-and-hold transaction? We provide financing for non-owner occupied residential real estate properties that will be rehabbed and sold or held and rented or refinanced.

Before & After | Success Story

Fix & Flip Program Highlights

This program provides financing to acquire and/or renovate properties for investment purposes and generally follows these criteria:

  • Loan amounts from $35k+
  • LTV: Up to 70% of ARV with Fund Control.
  • Up to 100% Rehab Cost Financing
  • Down Pmt: 10% of Purchase Price.
  • Seller Carry - O.K.
  • FICO: No Minimum Required
  • No Upfront Fees
  • No Pre-Payment Penalties

Whether you are fixing & flipping your investment properties or fixing and holding; We can help. We want to maximize your profit potential on every project!

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 or email

back with your scenarios or questions.


Property Types

  • Attached or Detached SFR
  • 2-4 Unit Properties
  • Condominiums/Townhouses
  • Manufactured or Mobile
  • Multi-Family (5+ Units)
  • Mixed-Use

Borrower Types

  • Individuals
  • LLCs
  • Limited/General Partnerships
  • Corporations
  • Trusts
  • Estates

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.


Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

Copyright © 2022 Hanover Mortgage Company.

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

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  • Investor · Northern NJ · Member since 2022 · 142 posts · 10 votes
    3y

    Hi Jo-Ann,

    Hope you're well and that business is going great for you!

    Wanted to let you know that we have an incredible product that your real estate clients can use to help w/ down payment or gap funding - it's unsecured funding up to $300k! (See profile.)

    This could be a great solution to help you get deals done as you can provide the larger loan, and us the down payment funding.

    Pls feel free to get in touch.

    Tx

    Dave

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