California Lot & Land Loans

Need funding for a land or lot transaction? We arrange Lot and Land financing for a variety of property types and loan purposes on unimproved/improved rural, subdivision, and infill locations held for investment purposes.

Land & Lot Program Highlights

This program provides financing for lot or land that is either raw, unimproved, or improved.

• Business Purpose ONLY
• 1st TD or 2nd TD
• LTV/CLTV Case-by-Case (AS IS/FV)
• Can utilize equity from other properties to qualify
• Loan amounts from $70k+
• Financing requires the availability of utilities at/in the street, or nearby in order to qualify.

We are qualified, experienced, and understand the specifics of land lending and can best serve your land financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 

CLICK HERE for Scenario Inquiries

Property Types

• Agricultural
• Commercial
• Industrial
• Residential

Loan Purposes

• Acquisitions
• Lot Sales Programs
• Refinance
• Cash-out

We arrange financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

[email protected]

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

Copyright © 2022 - 2025 Hanover Mortgage Company, DBA hanovermc

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458