My business partner is a licensed General Contractor, and I’m a licensed real estate agent — soon to be a licensed home inspector. Together, we’re preparing to take on our first fix-and-flip project.
We initially explored 100% financing options, but that has proven difficult to secure. We’re now looking to connect with a Private Money Lender who can assist with the down payment and potentially other project-related costs. We’re open to using personal income to qualify for the loan or structuring repayment upon the property’s sale at closing.
At this time, we are not looking to connect with additional fix-and-flip lenders offering 90% LTV and 100% construction financing, as we already have several of those relationships in place.
If you’re genuinely interested in partnering with us or would like more details, please feel free to DM me — we’d love to connect!
I saw your post about needing a PML lender for down-payment assistance on fix & flip projects. That’s exactly the type of funding structure I work with. I broker through multiple direct lenders that allow us to cover:
Purchase + Rehab (up to 100% depending on ARV)
Down-payment assistance / gap funding (structured creatively if leverage is tight)
Exit options (fix & flip resale or transition into long-term DSCR financing)
To point you in the right direction, can you share a quick snapshot:
Typical purchase price / rehab budget range
Credit score & experience level (number of flips completed)
How much you have available to bring to closing
Target market(s)
From there I’ll see which of my lending partners is the best fit and get you sample terms.
Congrats on gearing up for your first flip! Sounds like you and your partner have a strong combination of skills with construction and real estate expertise.
I work with a network of private capital sources that can assist with down payments and other project-related costs, especially for investors looking to structure deals creatively around personal income or repayment at closing.
If you’re open to a conversation, I’d be happy to connect and see how we might be able to support your first project and future flips.