You could do what I'm doing... Live mortgage free in one of the units and rent out the other 3, house pays for itself. I literally haven't needed to work in nearly 4 years. To sweeten the deal,  All 3 Airbnb's have long term tenants and come complete with all furnishings and everything down to the silverware. 

This is an Instant Turn Key income machine.  I have dozens of 5 Star reviews... Very popular property with Airbnb & Furnished Finder.  

I'm the owner, the only reason for selling my million dollar retirement plan is that I'm looking to move closer to family. 

Please see my MLS listing. If you have any questions, please reach out. https://www.zillow.com/homedetails/1303-Saddleback-Rd-Pikesv...