One of my companies has a school system as a client and they are requesting additions to our General Liability / Business Owner's insurance policies which I'm unable to find. For example, after a few online searches and phone conversations, the only carrier I can find that offers Sexual Abuse & Molestation Insurance coverage works exclusively with non-profits, but my company isn't a non-profit.
At this point I'm looking to work with an insurance agent/broker that speaks English (not insurance legalese) and can take over all of my company's insurance requirements so I can just pay a monthly / quarterly / annual bill and get COIs when they are required. I'd say I need someone who can help with claims as well, but none of my businesses have needed to make an insurance claim in the past 10 years.